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sybylla

(8,575 posts)

11. So not true in WI.

Sat May 18, 2024, 01:11 PM

May 18

My multiple accts for personal, business, and non-profit all require sigs on front. Mobile deposit requires them on the back.

If you deposit paper cks, they don't need a sig but the banks stamp them saying they were deposited into your acct.

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59 replies

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Changes from Visa mean Americans will carry fewer credit, debit cards [View all] BumRushDaShow May 18 OP

Interesting. I'll let others discuss the consumerism element here. But I heard that checks don't need to be endorsed any underpants May 18 #1

So not true in WI. sybylla May 18 #11

Chase in CA requires endorsement, whether in the bank or electronically deposited on my phone. LauraInLA May 18 #15

My bank allows me to deposit checks made out to me into my own accounts without me signing the check. eggplant May 18 #24

When I worked at IRS, some taxpayer literally... lastlib May 18 #25

Yeah, unless the hammers included the requirements to make them a valid check, thanks for playing. eggplant May 18 #39

I'm just curious, nothing more: PCIntern May 19 #51

I'm sure it was an oversight. eggplant May 19 #54

This is a nice clip explaining why $400 hammers exist (well, ashtrays, but still) eggplant May 18 #41

I've heard an alternative reason for overpriced items... Shipwack May 18 #44

Whoever told you that is full of it. NanaCat May 18 #45

Whoa... Relax! I'm sorry I hit a nerve. Shipwack May 18 #47

Interesting Delphinus May 18 #2

My capacity for tech changes is close to exhausted Random Boomer May 18 #5

Mine too nt XanaDUer2 May 18 #8

Random, you sound like my Dad. He swore he'd never buy a CD after recording all his LPs on Martin68 May 18 #21

I understand and sympathize Maeve May 19 #49

Martin, True Dough May 19 #52

I use Zelle for receiving payments for my business. It's incredibly easy. jimfields33 May 18 #17

I use Zelle and PayPal womanofthehills May 18 #33

That's awesome! I do love new technology. jimfields33 May 18 #35

Likewise. Zelle service is free with my bank. onetexan May 18 #42

Oh yes, this so called Industry Leader is going to spearhead the next generational concept in credit SWBTATTReg May 18 #3

Debt really isn't the issue here Random Boomer May 18 #7

I have a zero credit score and have had one for over ten years. At a certain point, you no longer need credit. jimfields33 May 18 #19

True to a point. Happy Hoosier May 18 #26

I admit I'm losing on on cash back and points. jimfields33 May 18 #34

Totally get that... Happy Hoosier May 18 #37

I use Apple Pay as often as possible Zeitghost May 18 #4

I do too. Demobrat May 18 #23

"Your wallet may soon be getting thinner" Shermann May 18 #6

Doesn't sound worth doing to me Progressive dog May 18 #9

Yeah not sure here. If there's no number how do I order food on the phone? underpants May 18 #20

Depends upon how you do it. Happy Hoosier May 18 #27

i have an option to pay over time on my chase cards now. mopinko May 18 #10

Me too.... but have never used it. Happy Hoosier May 18 #28

same. mopinko May 18 #46

Interesting indeed.... anciano May 18 #12

True enough, anciano... slightlv May 18 #30

Big dislike for me. sybylla May 18 #13

Next thing, they're going to embed their microchip in my index finger FakeNoose May 18 #14

FWIW, the technology for human implants anciano May 18 #16

Sure, they've been microchipping dogs for over a decade FakeNoose May 18 #18

Ah, gee... slightlv May 18 #31

I'd love something that would save the environment jimfields33 May 18 #22

I use my Apple Watch, almost as good. Happy Hoosier May 18 #29

Yuck bucolic_frolic May 18 #32

"one physical payment card that will be connected to multiple bank accounts" DBoon May 18 #36

When banks announce new features, hide your wallet as it's always a Wonder Why May 18 #38

I only have one payment card. sakabatou May 18 #40

Same here DFW May 20 #56

One Stop Shopping for Hackers NowsTheTime May 18 #43

No debts. Aussie105 May 19 #48

Well now, the identity thieves will have a field day with that. CousinIT May 19 #50

2.5% "convenience" fees in a cashless society WTF? Ponietz May 19 #53

Do you think cards exist to make your life easier? Aussie105 May 19 #55

And yet DFW May 20 #57

That hidden redirection of your money puts me off donating online to any charity. Aussie105 May 20 #58

With big charities you should only cobtribute if they offer full disclosure DFW May 20 #59