April 5, 2015

Happy Day, YOU!

Here's Some Easter Sunday Smiles!












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April 5, 2015

Photo of the Day

April 5, 2015

Shake It Off

Photograph by Michael Pachis, National Geographic Your Shot

“The Memphis Zoo houses bald eagles that have been injured too badly to be returned to the wild,” writes Your Shot member Michael Pachis. “Usually the eagles are perched in their tree watching the visitors. However, this time I noticed one ... hopping on the ground toward a water pool in the aviary. He surprised me by dunking his entire head in the water” before coming up shaking.

April 5, 2015

Let's Rock!

April 5, 2015

Elvis has left the building, loved him and rock n roll!

Thanks For The Party Friends!

April 4, 2015

Photos: Total Lunar Eclipse Photos for April 4, 2015

This spectacular view of the red moon during the April 4, 2015 total lunar eclipse by photographer Dean Hooper in Melbourne, Australia.

http://www.space.com/28984-total-lunar-eclipse-photos-april4-2015.html

April 4, 2015

Hello DU Friends

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http://www.democraticunderground.com/1018745752#post1 [/center]

April 4, 2015

Famous April 4th Birthdays and Me!

http://www.famousbirthdays.com/horoscope/april4.html

Some April 4th Smiles For Ya!









Where did the year go???

April 4, 2015

Photo of the Day

April 4, 2015

Galaxy West

Photograph by Dan Whittaker, National Geographic Your Shot

The Milky Way arcs above an abandoned farm outside the former railroad town of Bartlett, Texas. Earth’s vast home galaxy spans 120,000 light-years from end to end.

April 4, 2015

46 years on the 12th is really something to celebrate trof

Your traditional anniversary treat sounds delicious too.

Have a Wonderful Time and Many More Years to Come!

April 4, 2015

Dr. Housing Bubble 04/03/15

San Francisco tech bubble spills into mega housing bubble: San Francisco median price nears $1 million while homeownership rate falters.

I remember in the 1990s friends getting unsolicited offers for “tech” jobs where the only prerequisite was a basic understanding of computers and some common knowledge of HTML. With these simple skills, you were on your way to tech millions. San Francisco was at the hub of this insane mania. Today people will argue that we now have solid companies like Google, Apple, or Facebook pumping out great jobs for great minds. But I’m also seeing money being thrown at long-shots by venture capital just to see if something sticks. The tech bubble was spurred on by the stock market mania where the public participated. This tech mania is being spurred on by elite private capital. The first housing bubble was accessible to the masses. This housing bubble is available to Wall Street investors, uber-wealthy foreigners, and outlier households with big incomes. The San Francisco median home price now reaches $1 million and the ultimate crap shacks are to found there.

Chasing the tech dragon

The NASDAQ is up a whopping 250+ percent from the lows reached in 2009. Many of the tech money makers are located in Northern California and San Francisco is always seen as a tech magnet. But it is definitely frothy at this point. You are seeing app companies being funded for basically delivering food to your door. Not actually a revolutionary idea. Also, many of the products are dependent on people blowing disposable income. That might be hard when in San Francisco rents and housing payments continue to consume a larger portion of income.

While Los Angeles County is a majority renting county with over 50 percent of households renting, San Francisco is a hardcore renting city with only 36 percent of households owning. We should also take note that in California, housing booms and busts in regular intervals. We are already seeing price appreciation slow down in San Francisco:



http://www.doctorhousingbubble.com/san-francisco-tech-bubble-spills-into-housing-bubble/