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Member since: Thu Jun 23, 2011, 08:41 PM
Number of posts: 1,372

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The switch to 401Ks make S.S. more important

The old pension plans will pay retirees for as long as they live.

The 401Ks are a finite amount of money that needs to be metered out over a period of time and will run out if miscalculated.

So.... how long are you planning on living?

If you save $500K and you allot yourself $50K/year
you have money for 10 years (give or take what you get in interest or return on your investment). Retire at 60-65 and you run out at 70-75 years of age. If you're still living - too bad.

Now, compound the problem:
Some people are greedy. They are the people who have maxed out their credit cards and then claim bankrupcy, dump the debt and start over again. These people will take $75K/year and live the good life for 7 years and then tell the government thay are out of money and ask what the government is going to do for them. These are the entitlement people. And we know that our government is going to say, "My gosh, we can't just let them starve to death. What are we going to do?"

This is the problem nobody has started to think about yet.
Posted by socialindependocrat | Fri Sep 21, 2012, 05:08 PM (0 replies)

We can't be on top and sell a product that is inferior or dishonest.

For the past 30 years businesses have held down the employees salaries while giving the CEOs massive bonuses for doing so.

Businesses have practiced the philosophy of - "DOn't leave any money lying on the table".
This means that if your customers are happy with the cost you are charging for your product or services then, you haven't charged enough.

Great example are Veterinarians: The charge thousands of dollars for procedures on a pet that originally cost $400. Do you have a twinge of outrage when I say that? Do you feel that your pet is a member of the family and you would pay whatever it costs to save the life of your family pet? That's the felling they are relying on so that they can charge you more and more money to save the life of the family pet. How many people take out loans in order to pay their vet bills? Now they have pet insurance so you will have the reserves to pay your vet bills.

We have been scammed for the past 30 years in order to benefit the "new world order" so that the salaries of the workers in the U.s. will begin to come in line with those salaries of the workers in less fortunate countries. Why then, aren't the salaries of the CEOs staying flat as well? Because they are the people who make the decisions regarding salaries - a dollar for you and a hundred for me!

It's the same idea as the Romney model - We shut down businesses and the consultants reap the benefits.

They cut benefits to the masses so they can give tax cuts to the wealthy.

The wealthy have benefited for the past 30 years. They've gotten extra money and lined their pockets. They thought the scam would never end and they're pissed that they can't continue to increase their incomes at the expense of the American people.

If you can fool 298 million people for 30 years you can certainly sell a product that is inferior and dishonest and there are many people who will still buy it.

Finally, look at how long it took ot figure out that our parent's training to respect and trust adults and people in positions of power was a scam? We had to learn to watch out for Priests, doctors, and police and we had to learn that everything you see on TV or written in the newspapers isn't the truth.

We were such nice trusting souls living quiet, inconsequential, "Norman Rockwell" lives.
Look at us now!
Are we better off than we were 30 years ago?
Posted by socialindependocrat | Fri Sep 21, 2012, 08:21 AM (0 replies)

They may be afraid of change - fear that it is not for the better..

I am 60 yrs old. When I was in high school we were protesting the Vietnam war
(among other things). My mother said, "I know you kids are tring to make changes
but do you have to try to change everything at the same time?" She was afraid of
the changes we were asking for.

As a liberal I look at change as "continuous improvement". We constantly make changes
to make life better (I guess you could say that's being an optomist).

One of the things that annoys me is to hear people suggesting radicle change. I feel that
we need to look at where we are now and where we want to be and make a plan to
change over a period of time to reach our goals. I get miffed when I hear the Repubs
say they are going to recind Obamacare (now Mitt is saying that there are certain things in Obamacare that are worthwhile.) If they would make a plan where both parties agreed
on the final goal they could make plans to make stepwise changes to get from here to there.
But, the Repukes have decided to block anything that makes the Pres look good (even is they
agree with the change) just to get him out of office. Personally I think we should see this
as a hate crime - it's prejudice and at the least it is doing nothing, if not hurting, the American

Last point: I had friends at work who complained about the "socialistic" aspects of Obamacare
until I pointed out that we require hospitals to treat people without health insurance and
then the hospitals claim the loss on their taxes and the government reimburses them by
giving them a tax credit for the loss - So, the American people are paying for the treatment
of the uninsured anyway - which is socialistic.

If we want to cut down on the abuse of the programs we have for the poor we need to make
stepwise changes to get us from here to there but when they talk about cutting medicare and
social security and all programs for the poor it seeems like a drastict change that will leave people dying in the streets and is very uncaring of the poor, the sick and the elderly.

Four more years!

Posted by socialindependocrat | Thu Sep 13, 2012, 10:04 AM (0 replies)

His foreign policy record is in the minus column

He takes a trip to Europe and pisses off England and a few other

Now he pissing off the Repukes and smirking about it.

When I see him speak I just get this feeling of ....
I know - he's on a highschool debating team
and he's just getting his feet wet.

Now we'll see his wife come out and tell the American public
that he meant well and that she's the only one who can truely understand such a complex man.

Then, she'll take him by the hand and lead him off the stage.
Come on honney! Let's go home and you can fondle some money.
That always makes you feel better.

Which makes me realize - If I had $230M I would be doing
something far better than subjecting myself to all the ridicule!!!

Some people are truely driven!
Posted by socialindependocrat | Wed Sep 12, 2012, 12:46 PM (1 replies)

Yes, our "leaders" are bought and paid for...

The Repubs give money to the rich and wealthy

The Dems they say are bought, too.

The SCOTUS passed Citizens United - now the Koch brothers are trying to buy the country
This is like cornering the market - the WHOLE market!

The SCOTUS votes 4 to the left and 4 to the right
The only guy doing his job decides all the cases.
These people are supposed to judge based on the law of the land
but only one of them does.

What happened to any oversight or the ethics committee?
Why don't the DAs for the states write a statement and try to step in?
I guess they are paid for, too.

So, there you have it

The only thing to do is to vote so hard that there will be no guestion that Obama is reelected

This is the most angry I've been over the unfairness of our elected officials
and their lack of respect for the people of the United States!
Posted by socialindependocrat | Sun Sep 9, 2012, 09:10 PM (0 replies)

There needs to be a law that says that no adoption of a law nor

any change to an existing law nor redistricting of voting districts can be made until there is
an objective analysis done to show that there is no ill intent prejudice any particular group
or groups for any political advantage.

I'm sick and tired of seeing laws get enacted that make things worse just because
a bunch of lying manipulative morons comes up with a bright idea to tip the scales.

Why does our government allow this stuff to continue?
Posted by socialindependocrat | Sat Sep 1, 2012, 03:30 PM (0 replies)

He'll give to the wealthy - Here's what he's said...

He said that we should let the forclosure process play itself out and have the rich buy up the homes and rent them to the people who lost them.

He said, businesses are people - We've seen middle class salaries drop over the past 30 years and the wealthy gain income by over 400%.

He continues to misinterpret Pres Obama's statement that the wealthy have benefited from the workers and now the Repukes have their convention slogan - We Built It

If the middle class continues to stagnate they will not have the income to aford homes or retire and the businesses of the wealthy will fail because we are the ones who buy their products. The wealthy are killing the golden goose by starving it to death and they are too stupid to see what they are doing (except Buffett and a few others).

They are a greedy bunch who will cause the country to fail!!

edit for spelling
Posted by socialindependocrat | Wed Aug 29, 2012, 11:51 AM (0 replies)

The repubs bet it all on one number and they're gonna lose...

Plus, loook at all the things they have piled up
that people are not ready to support:

Woman's rights
Reducing people's ability to vote
Threaten medicare
Threaten social security
Continue to shift money to the wealthy
Say they'll deregulate business when it's obvious
that business has no loyalty and is only focused
on earning as much as possible
Lying, manipulating and creating propaganda in order
to confuse the voting public (didn't Tokyo Rose go
to prison for doing the same thing?)
Manipulating ballot counts
Allowing Citizens United

Who can possibly vote for these cheats?
They have no ethics!

And why isn't the judiciary branch putting safeguards in place
to guarantee a clean election?
Why don't they take ads that misrepresent off the air?

Why can elected officials spend two years doing nothing
for the American people and still get paid $180K?

Without a doubt - VOTE THEM OUT!!
Posted by socialindependocrat | Sun Aug 26, 2012, 09:02 PM (0 replies)

Need rebalance of corporate philosophy

We were told that there are 4 stakeholders in the corporation
1) the business
2) the stockholder
3) the employee
4) the community

Since 1985 the focus has switched to the sales dollars that benefit the corporate hierarchy and the stockholder AND now, even the community holds a higher place than the employee. The employee is seen as anecessary evil in order to produce.

There needs to be a rebalancing of the importance.
1) the stockholder needs to be paid but the business leaders needn't inflate their expectations.
2) the corporation needs to have money put back into research and development to create new products for future profit.
3) the employees (which includes the workers and the leadership) need to get a reward from the corporate profits. Since the reward is calculated in percentage of salary, the larged the salary the greater the increase but not at rates seen in the past for corporate honchos.
4) the community gets returns from charities, taxes from income, etc.

The worker has been beated down to the point where there is little of no discretionary income and the recovery is suffering.

Let's get the "stupid" out and start to rebuild America!!
Posted by socialindependocrat | Sun Mar 11, 2012, 05:06 PM (0 replies)

Agree - and another thought

If we can't reason with our own religious conservatives

how do we hope to reason with the religious conservatives of another country?

I think that any one who talks about religous writings as fact
is lost in a fantacy land to begin with.

Have you ever tried to reason with a schizophrenic?
It just doesn't work.
I think someone needs to study how to breaks thru their la-la logic
before we can get anywhere....
Posted by socialindependocrat | Sat Mar 10, 2012, 03:23 PM (0 replies)
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