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In reply to the discussion: I need money somewhat fast... what to do? [View all]yallerdawg
(16,104 posts)59. Borrowing cash - paying off debts as an incentive for the card...
comes in under different fees and rates.
I have cards that explain to me how my minimum payment will take me 9 years to pay off, and how it will be significantly more than what I borrowed to begin with.
If you borrow what you need and pay it back immediately - like it's the emergency we are discussing here - it is not nearly as onerous as having your gas cutoff and then having to pay the balance off, then pay a reconnect fee, losing your job 'cause you can't get to work, going days without food for yourself and your family.
I'm not talking about borrowing money to play the slots down at the local casino. I'm talking about desperation, and no one else to turn to.
I'm talking poor people shit.
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It's not 300% if you pay it back in a couple weeks (which would be required).
yallerdawg
Jul 2018
#10
There's a difference between charging something for it and charging usurious rates
Ms. Toad
Jul 2018
#49
My nephew was in a band, and ran short traveling. They got $200 in an hour asking at turnpike stop.
TheBlackAdder
Jul 2018
#23