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In reply to the discussion: Idiot in Hummer filled 5 gas cans expecting shortages. Put them in his car and lit up a cigarette [View all]TwilightZone
(25,342 posts)38. The operative term is often "reasonable negligence"
Many insurance companies will pay out if the negligence is determined to be reasonable. An example would be backing out of one's driveway and hitting a car because one forgot to look. The negligence is not overt and is fairly common.
This particular situation would seem to be a textbook example of unreasonable negligence. It is not how a normal person would be expected to act in a similar situation. It's very possible insurance won't cover it.
So, in a way, stupid provisions are actually quite common, just not under that name.
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Idiot in Hummer filled 5 gas cans expecting shortages. Put them in his car and lit up a cigarette [View all]
packman
May 2021
OP
Hopefully, his insurance company is smarter than people who repeat unverified claims
Effete Snob
May 2021
#20
One injured but well enough to refuse advice to be transported. Thank goodness.
Hortensis
May 2021
#24
The gas cans and fictional reddit cigarette had nothing to do with the fire...
WarGamer
May 2021
#55