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brooklynite

(95,308 posts)
Sun Jul 4, 2021, 05:23 PM Jul 2021

How many credit cards do you have? [View all]

I've see some discussion at Experian that five cards are optimal for your Credit Score. Personally, I have two in my name, each with a purpose: an Amex which gets me status points on Delta, and a Barclays card with Chip and PIN technology for Europe.


59 votes, 2 passes | Time left: Unlimited
None
7 (12%)
1
10 (17%)
2
17 (29%)
3
10 (17%)
4
6 (10%)
5 or more
9 (15%)
Show usernames
Disclaimer: This is an Internet poll
44 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
How many credit cards do you have? [View all] brooklynite Jul 2021 OP
This thread is useless without PIN numbers included. Solly Mack Jul 2021 #1
Fair point, but the Nigerian bank I'm in touch with says not to reveal it... brooklynite Jul 2021 #3
Ha! Well played. Solly Mack Jul 2021 #4
I have 4 that I only use for balance transfers when they are offered. yellowdogintexas Jul 2021 #2
I work in finance, at least for the next 5 days until my new job on the 12th. Jedi Guy Jul 2021 #5
2 cards with a 820 fico SYFROYH Jul 2021 #6
I've lost track, but only one has a balance and that's paid off in full every month. Most are Vinca Jul 2021 #7
Your credit utilization dropped so your score did as well. Jedi Guy Jul 2021 #10
Thanks. I appreciate the information. Never thought I'd be penalized by the credit reporting Vinca Jul 2021 #34
You're welcome! Jedi Guy Jul 2021 #35
I have one just for priority boarding on United liberal N proud Jul 2021 #8
Two debit bank cards. Scottie Mom Jul 2021 #9
Just One ProfessorGAC Jul 2021 #11
I don't believe the number of cards is all that important. tritsofme Jul 2021 #12
About 5 or 6. roamer65 Jul 2021 #13
I have two cards... I never use one, and the other is paid off monthly... secondwind Jul 2021 #14
2 cards, both of which I use regularly Mr. Ected Jul 2021 #15
Four KentuckyWoman Jul 2021 #16
Here is a smart person. roamer65 Jul 2021 #17
4 cards DetroitLegalBeagle Jul 2021 #18
We use one cash back credit card to buy just about everything marie999 Jul 2021 #19
I've never had one. Debt free for the last 25 years. BluesRunTheGame Jul 2021 #20
Just two cards. Tomconroy Jul 2021 #21
17. I'm a points hacker, and I open cards to get the signup bonuses. Dial H For Hero Jul 2021 #22
Can you explain how I can become you? Tomconroy Jul 2021 #23
HA!!!! MyOwnPeace Jul 2021 #24
I have 8 of them. DenaliDemocrat Jul 2021 #25
Same card, since 1998. MerryBlooms Jul 2021 #26
Old school, just like me! Tomconroy Jul 2021 #27
I'm only 58, but yeah, super old school when it comes to finances! MerryBlooms Jul 2021 #28
Bravo! Tomconroy Jul 2021 #31
None... Mike Nelson Jul 2021 #29
I hate credit/debit cards, but have three DFW Jul 2021 #30
We have 3. One we never use and should cancel. GulfCoast66 Jul 2021 #32
Don't cancel it; it will bring your credit score down JenniferJuniper Jul 2021 #33
just got a Lowe's card scarytomcat Jul 2021 #36
Credit cards are a threat to democracy. Roisin Ni Fiachra Jul 2021 #37
Making them illegal would be absurd. Dial H For Hero Jul 2021 #40
Mine are all small limit and mostly store cards Marrah_Goodman Jul 2021 #38
Two credit cards Norbert Jul 2021 #39
I have two and my H has two. Raftergirl Jul 2021 #41
I get "free stuff" from LLBean if I use their MasgterCard. I use it to order stuff. I fine it useful CTyankee Jul 2021 #42
I would never give out this kind of info on the internet. milestogo Jul 2021 #43
I have eight credit cards PlanetBev Jul 2021 #44
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