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In reply to the discussion: Should employer-based health plans now jack up rates on the unvaccinated? [View all]Ms. Toad
(36,198 posts)40. It doesn't matter what you believe -
It is what the law says.
The law was expressly intended to prevent insurance companies from making access to health care contingent on making good health choices. "Health conditions" isn't a general guiding principle. Prices must be the same across the board, unless there is an express exception.The sole two exceptions which are health-related are smoking (a personal decision to engage in unhealthy behavor), and age (which inherently brings higher costs). The only other variables are not health related at all: geographic location, family v. individual, and level of coverage.
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Should employer-based health plans now jack up rates on the unvaccinated? [View all]
Algernon Moncrieff
Aug 2021
OP
Agree. But that sets precedent for charging people more for weight, alcohol, not exercising, etc.
Hoyt
Aug 2021
#2
The category is smoking, not "personal choice to put your own well being at risk"
Ms. Toad
Aug 2021
#28
Exactly. This is exactly one of the changes to ACA that the Republicans tried to pass
fescuerescue
Aug 2021
#14