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In reply to the discussion: This message was self-deleted by its author [View all]ForgedCrank
(1,772 posts)I avoided saying anything because I don't want to come across as uncaring, but you really need a wake-up I think. I won't make assumptions, but I will say it all sounds either sketchy, or possibly even dishonest. You've listed out reasons for why you can't do anything to help yourself, things many of us have had to handle ourselves.
You have in your power the ability to solve many of your problems with nothing more than simple changes, and starting to make better decisions regarding money.
I work full time and I can't even afford to go out and eat more than maybe once a month. Mac-n-cheese, Ramon, fried potatoes, whatever it takes, but you need to make concessions. Hell, a big mac meal is like 12 dollars now. You can't afford take-out. Period.
There are services you can use that aren't Uber. Walking isn't convenient? It's not convenient for anyone, but you need to do it anyway, you are broke.
Use the covered dentist, not your favorite one. You are broke, you don't have the option of making those choices.
We all have social anxiety, we still go to work because we need food and electricity. Life isn't easy, you have to make the concessions, not everyone else. If you are broke, you either have to live like it or find a way to not be broke. The latter is preferable, but the choice is yours.
It's very difficult for anyone to believe for 20 years you haven't gotten disability if you were qualified for it.
This may be hard for you to hear and I honestly don't mean it is a mean fashion, but you need an awakening, and most certainly someone who can help you learn how to manage and budget money. Your experiment has failed, so don't keep doing it.
I do hope you get this sorted out, but you're going to have to do the hard thing and look inward first. If you want to better yourself and help create better conditions for your mother, no more excuses. It's time for you to take control of this situation and stretch every penny as far as you can. Stop telling yourself and everyone else why you can't, and just make better decisions.
If you really don't know how, reach out to a financial counselor. But you simply cannot keep doing whatever it is you are right now. You've seen that it is not sustainable, now you need to accept that fact.
Good luck to you, I really do hope you sort yourself out soon and are able to put all this behind you.