I was in a pretty bad car accident ( Edited to add Update) [View all]

[Blue_Roses]

Last edited Fri Jan 17, 2025, 07:57 AM - Edit history (1)

Friday night, while driving for Lyft. I had a passenger and we were on a main highway here in DFW. We were only a mile from his dropoff when all of a sudden a car slammed into my driver's side. He hit us so hard that it pushed me into the guard rail. I was so scared we were going to go over it that I pulled my wheel in a hard left, which helped and put us right back in the middle of the highway, facing the opposite direction.

Whew... just putting it in writing
gives me anxiety. Other than alot of bruises and soreness, me and my passenger are okay. The other driver ( who is an Uber driver and also had a passenger) had a torn up front end, but they were okay too. His insurance company got in touch with me Saturday and I've filed a claim with mine. Today, being the first business day since it happened, looks to be a day going over this statement many times with each insurance company again. My car had to be towed, so it looks like a total loss since the tire was pulled off and the axel ( I think) is broken.

This whole thing is so overwhelming and I keep reliving the possibility of going over that rail. It was about a 50 ft drop. I think the shock is wearing off and the real fear is setting in. I'm not sure why I'm sharing all this with you, because I'm usually more private about these things. But, I've been here with DU so long it kinda feels like family and since my sister has become a MAGA, we don't talk much.

With all that said, can anybody here relate to this and what is your best advice in dealing with these insurance companies?

Thank-you for listening

Edited for Update:

I can't thank-you all enough for the kind words and great advice! It melts my heart!❤️ I initially hesitated to put this out here, but I'm so glad I did! We really have awesome people here on DU!

Since I last posted this, I have gotten an attorney, who seems to be very good. They are taking care of everything. Communication with insurance adjusters and all that having an accident entails. It's taken a big weight off my shoulders. I'm also going to the doctor tomorrow. Your advice is spot on! I have noticed a few things that I need to get checked out. You're right. It does take a few days to start noticing things are not back to normal. And I have noticed I now jump at the smallest thing. So, I'll get this checked out too.

Without going into too many details, I have the accident report from the police and it does show that I was not at fault. I didn't know that the passenger in the other car was taken to the hospital, by the ambulance, before the police even showed up. ( the weather had the police hustling with accidents) Nobody got the passenger's name, not even the police, so that was weird. Surely, paramedics did.

Lastly, I just want to say, this week my phone has literally gone crazy with all these calls of "collison help, medical help, attorney help, etc.,"!! I've tried to block the ones that say, "Scam likely", but they are still popping up with a different number. 🙄 Hopefully, it will begin to ease off soon.

Thank-you all again and I will keep you all posted as things move along.