General Discussion
In reply to the discussion: Health Insurance Rate Shock-California Obamacare Insurance Exchange Announces Premium Rates [View all]graham4anything
(11,464 posts)and your thesis is 100% wrong.
Your argument is bogus in that if YOU got a major illness without insurance at all, you would either have to give up 100% of ones belongings or just never bother to pay the bill.
Insurance was NEVER meant to pay for the flu or a cold, or elective surgery at all.
It is for catastrophic illness.
IMHO
and I don't know your age, so I won't assume you are in the younger years of us all.
But as one gets older, one gets some sort of need of having insurance for a big $$$ illness.
BTW-it is why the so called "48 ounce soda discussion" was so important.
Saving calories and sugar now, saves $$$bigtime later on in doctors bills.
And I didn't have the luxury of 20 years of having a big company pay 90% of my premiums, a benefit that is a workers tax free
benefit, and one which most people don't realize is such a big deal.
Now, when the companies are taking it away, people are starting to realize what self-employed have known for decades and decades.
Yet for 20 straight years, my $$$ went up 15% til this year my out of pocket was a 50%-65% savings.
And one makes choices about spending.
But you don't have anything which to base your statement above. so NO it is NOT obvious what you said.
I could have a zero income for all you know.
I would re-mortgage my house though(one I paid off in the 1980s fully,), to have my health insurance.
I would NEVER consider NOT having insurance.
and wishes don't make other types come true.
Thank God for President Obama and Gov. Brown.
And Thank God for Teddy Kennedy working decades on this issue
And, yes, Thank God for Hillary and Bill in trying.
NOBODY else has done squat since LBJ. NOBODY. Not Bush Not Reagan Not W Not Jeb. NOBODY.
It was an issue no republican has done anything about nationwide.
they should stop obstructing it.
We already would have had a single payer had Hillary's ideas gone through in 1993 that the rightwing scare team stopped.
To think that it would be better to have defeated the President's plan and then not do nothing for 20 more years is well,
NO sorry, I myself don't know anyone who thinks that who knows the facts out there "in the real world, real facts, not bad
soundbyte world".