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In reply to the discussion: We need single payer [View all]passiveporcupine
(8,175 posts)The new exchanges will help a lot of people who make enough money to use them, but couldn't get it before because of prohibitive pricing. They will not help people who are making too much to qualify for Medicaid, but not enough to pay the deductibles to actually get any "treatment" under the new exchanges.
It's not just the premiums that should be subsidized for the low income...it's also the deductibles. What good is an insurance plan if you can't even get "preventive care" and still end up in an emergency situation with a deductible you can't afford.
I'm all for the ACA as a stepping stone. As a requirement to get more people covered, because the sooner everyone is paying for insurance, the sooner they will all start fighting for more affordable care, and that is the real issue, not catastrophic insurance. The reason people end up in the ER is because they don't get the preventive care they need before it becomes an emergency.
I know why some people are posting about how great it is to afford to be on an exchange. It's necessary to offset the people complaining about ACA and those who already have employer coverage who are complaining about raising the prices. I know ACA is not the answer, but there is no magic wand that will give us what we need with one "wave of the wand". It will be a progressive change over time.
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