Robert Reich has some comments about youth not wanting to purchase health insurance...

[BlueStreak]

7. One thing has not been explained well enough

Insurance companies can no longer refuse you if you already have a disease. However, it you miss the open enrollment, you can't get insurance until the following January 1. This year's long open enrollment is the exception. After this one time, open enrollment is Nov 15 - Jan 15. https://www.healthcare.gov/glossary/open-enrollment-period/

So let's say you are feeling great as of January 14, so you decide to get no insurance. If you get sick (or injured) any time from January 16 - November 14, those costs are on you.

So as immortal as they may feel, these people are gambling with some very high stakes. Maybe nothing will happen. But maybe they will get hit with $100,000 costs they can't cover, and will have to go bankrupt. That could be enough to set tem back financially the rest of their lives.

Or worse than that, if they get a really expensive disease, they may find that charity care will not get them the treatment they really need for the best chances of survival.

Most young people don't suffer those events. So how lucky do you feel? And if this isn't the year for insurance, when is? 5 years more? 10 years more? When do you think your immortality powers might start to weaken?

The insurance for a young person is not very expensive -- around $200/month for a 27-year old, e.g., or less if you qualify for a subsidy. Just do it.