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In reply to the discussion: Insurance giant's new ER policy called 'dangerous' by critics. [View all]Traildogbob
(8,674 posts)Thanks. I have My Government Medicare and was sold by an advantage agent that this med advantage is free, earned and just additional coverage. Little did I know the policy over road my claims from basic Medicare. As A vet, when I use medical facility I must provide my additional insurance and the VA pays what my civilian does not. I did not know what Advantage was doing until I got notice from the VA that the Advantage has been denying everything and they would have to adjust my VA Medical coverage. I have BCBS State Retirement as well and they were concerned of advantage denials. When I tried to drop the Advantage policy they make it very hard. Would say I was back on my original, but would still get claims made to them with denial. Took 9 months to get shed of em. Just be careful and know what you are getting. Scammers are thick out there preying on seniors that cant understand the whole mess about health care.