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In reply to the discussion: So, I made a decision... [View all]

lunatica

(53,410 posts)
7. Two days ago, a day after my 66th birthday
Sat Aug 23, 2014, 02:01 PM
Aug 2014

I applied for Divorced Spouse benefits which is my ex-husband's Social Security while I'm still working.

Just in case this may come in handy for you in the future, you can get your complete Social Security benefits and also work full time, without any limit in pay once you turn 66. That's what I'm doing.

I can get my own Social Security benefits but I'm entitled to the amount which is higher. It turns out that my full Social Security benefits are less than half of my ex-husbands. Divorced Spouses only get half the benefits that the husband/wife gets from his own Social Security. Also, my getting half his SS benefits does not affect him or his subsequent children or wives benefits. So it's a win win for everyone. In 30 days or so I will be getting over a $1000 dollars more a month and still have my entire salary too.

And if by any chance I end up getting more in my own Social Security benefits, which will still be taken out of my salary, the SS Administration will give me the larger amount. But I can only get one, not both, so keep that in mind too.

You may be able to get legitimate work in three years.

Congratulations to ending the pain in the ass corporate drudgery! For now I'm still able to live with it, and the psychological lift I've gotten by getting the large chunk of extra money every month has me feeling much better!

Recommendations

0 members have recommended this reply (displayed in chronological order):

So, I made a decision... [View all] Wounded Bear Aug 2014 OP
Congratulations, Wounded Bear. femmocrat Aug 2014 #1
Well, the weight hasn't "lifted" yet... Wounded Bear Aug 2014 #2
Yes, I had a three-month wait, too. femmocrat Aug 2014 #3
That part is pretty standard... Wounded Bear Aug 2014 #6
Great news, Wounded Bear! NYC_SKP Aug 2014 #4
Thanks for that... Wounded Bear Aug 2014 #5
Two days ago, a day after my 66th birthday lunatica Aug 2014 #7
Thanks for that... Wounded Bear Aug 2014 #8
It will free you up to do some real LIVING. PassingFair Aug 2014 #9
I was also trying to make the point lunatica Aug 2014 #12
Yeah, I know about all of that... Wounded Bear Aug 2014 #13
Even if you start taking your SS early, you can still work The Velveteen Ocelot Aug 2014 #14
Right now it's above $15k... Wounded Bear Aug 2014 #16
I had my 66th birthday on wednesday and was at the SS Administration on Thursday lunatica Aug 2014 #26
Congratulations! magical thyme Aug 2014 #10
I retired almost three years ago The Velveteen Ocelot Aug 2014 #11
Your life is just beginning! Laffy Kat Aug 2014 #15
Thanks for that... Wounded Bear Aug 2014 #17
I've decided to wait until age 66... MrMickeysMom Aug 2014 #18
Kudos in doing something you love that helps people... Wounded Bear Aug 2014 #20
What kind of engineer were you, if you don't mind my asking... MrMickeysMom Aug 2014 #21
Yeah, Dilbert knew what was going on... Wounded Bear Aug 2014 #22
That's a damned shame, WB... MrMickeysMom Aug 2014 #23
I'm trying to make it to 67 if I can but if been through two big lay-offs in the past 10 years. mackerel Aug 2014 #19
I turned 62 in March. It used to sound SO old..... DFW Aug 2014 #24
You deserve it Wounded Bear. lovemydog Aug 2014 #25
Had I known how much I like being retired, I'd have retired 10 years earlier and lived in a shack. Scuba Aug 2014 #27
You didn't ask, but good decision IMO. malthaussen Aug 2014 #28
Thanks for that... Wounded Bear Aug 2014 #29
It sounds like things are looking better for you, Wounded Bear. In_The_Wind Aug 2014 #30
Long term, yes... Wounded Bear Aug 2014 #31
Eat more beans. In_The_Wind Aug 2014 #32
Thanks for the advice, but... Wounded Bear Aug 2014 #33
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