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Fri Mar 21, 2014, 10:51 PM

Any advice on health insurers? [View all]

Yes, I'm searching for health insurance at this late date. DERP.

It might be too late to avoid the penalty already, but that's another post (my penalty would be a lot more than $95; the 1% of income part applies).

The 5 insurers for my zip code ( 1st suburb west of Minneapolis ) are (with some of the plan names to help with identifying purposes):

PreferredOne (plans named with "Select", "Choice", "Afford" )...

Group Health (most plans have "HealthPartners" in their name)

Blue Cross Blue Shield

Medica (some of their plans have "North Memorial" or "HealthEast" in their name)

UCare - its an HMO, so I'm not interested. https://www.healthsherpa.com/learn/types-of-insurance

Even after selecting some screening criteria (e.g. maximum acceptable deductible level), I'm still looking at 37 plans, so I'm hoping to eliminate some insurers.

Thanks for any advice.

I'm having a miserable time of it so far, understanding even the basics so I can at at least do some intelligent screening, rather than having to read a lot of the plan details to even know if a plan is of further interest or not -- http://www.democraticunderground.com/114211792

I know that it's a lot better than before (sigh) -- http://www.democraticunderground.com/?com=view_post&forum=1014&pid=758167

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