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TexasTowelie

(112,061 posts)
3. In addition, workers compensation is mandatory in California while it is optional in Texas.
Sat Aug 24, 2013, 12:05 PM
Aug 2013

I am also familiar that the Workers Compensation Insurance Rating Board of California is much more diligent with investigating whether employees are categorized with the incorrect class codes for employees than in Texas so that the correct premium is charged for each occupational class. The investigative and enforcement mechanisms are lax in Texas by comparison. Since the employees are misclassified more frequently in Texas it means that the taxpayers have to provide additional social services to injured workers rather than having the employers pay for those costs.

ETA: I have extensive experience in WC insurance and had to file financial data with WCIRB and TWC; therefore, I'm aware of the differences between the two states and the underlying social safety net issues.

Latest Discussions»Region Forums»Texas»Work-related deaths in Te...»Reply #3