Firearms/ gun owner's insurance

[jmbar2]

2. The purpose is not a backdoor ban

It's to compensate for the cost to society for treatment of gunshot injuries, many of which are uncompensated care. As it stands now, guns privatize the benefits (protecting yourself) while externalizing the costs of misuse to society. Those costs are astronomically high and paid by gun owners, and non gunowners alike in the form of higher medical bills and insurance rates.

Perhaps you could attach insurance to every gun manufactured that would follow the gun throughout the lifespan of the gun. It would be enough to cover the costs of injury, death, or long-term disability by that gun.

Then, no matter how the gun was obtained, there would be a source of funds available for those costs coming from gun folks, instead of taxpayers, or non gun owners. Charge it upfront when the gun is originally sold as an irrevocable obligation to pay for any costs of misuse, no matter who does the misusing.

Yes, insurance carriers and gun manufacturers would strongly oppose such a measure, but it would solve one of the major costs of gun violence in society - the medical bills.