|
Printer-friendly format Email this thread to a friend Bookmark this thread |
This topic is archived. |
Home » Discuss » The DU Lounge |
grasswire (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:11 PM Original message |
what should the consequences be for a 16-year-old with $450 in overdraft fines? |
Printer Friendly | Permalink | | Top |
mainegreen (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:12 PM Response to Original message |
1. Slave labor, no phone, no going out for a month, spending time cooking grandma's dinners. |
Printer Friendly | Permalink | | Top |
grasswire (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:19 PM Response to Reply #1 |
10. she got no consequences from the mom... |
Printer Friendly | Permalink | | Top |
hobbit709 (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:24 PM Response to Reply #10 |
13. She wouldn't be going anywhere. |
Printer Friendly | Permalink | | Top |
BikeWriter (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:35 PM Response to Reply #10 |
21. The Mom is an enabler. |
Printer Friendly | Permalink | | Top |
noamnety (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:38 PM Response to Reply #21 |
22. My thought as well. |
Printer Friendly | Permalink | | Top |
BikeWriter (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:57 PM Response to Reply #22 |
35. My youngest son wouldn't mind his mom, she'd send him to me... |
Printer Friendly | Permalink | | Top |
Shell Beau (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 10:16 PM Response to Reply #35 |
39. . |
Printer Friendly | Permalink | | Top |
BikeWriter (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 03:15 AM Response to Reply #39 |
56. Thank you, Sweetums. |
Printer Friendly | Permalink | | Top |
AwakeAtLast (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:13 PM Response to Original message |
2. Part-time job |
Printer Friendly | Permalink | | Top |
flvegan (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:14 PM Response to Original message |
3. $500 in 3 weeks? That's a tasering. |
Printer Friendly | Permalink | | Top |
Midlodemocrat (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:16 PM Response to Reply #3 |
5. Yup. |
Printer Friendly | Permalink | | Top |
Lethe (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:15 PM Response to Original message |
4. have her review your bank's policies |
Printer Friendly | Permalink | | Top |
Genevieve (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:16 PM Response to Original message |
6. A week later, she's got $225 more in fines....all for milkshakes and fries. |
Printer Friendly | Permalink | | Top |
DeepBlueC (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:16 PM Response to Original message |
7. do what you said you were going to do |
Printer Friendly | Permalink | | Top |
Tangerine LaBamba (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:24 PM Response to Reply #7 |
14. Agreed ........ |
Printer Friendly | Permalink | | Top |
The Velveteen Ocelot (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:17 PM Response to Original message |
8. Take the card away, for starters. |
Printer Friendly | Permalink | | Top |
NMDemDist2 (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:17 PM Response to Original message |
9. She obviously needs some basic budgeting training |
Printer Friendly | Permalink | | Top |
ogneopasno (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:20 PM Response to Original message |
11. Take the card away and have her make up the $450 in extra chores and projects around the house. |
Printer Friendly | Permalink | | Top |
sasquatch (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:21 PM Response to Original message |
12. Make her clean my apartment |
Printer Friendly | Permalink | | Top |
bluesbassman (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 01:42 AM Response to Reply #12 |
54. Jeez sasquatch, there's laws agin' cruel and unusual punishment! |
Printer Friendly | Permalink | | Top |
sasquatch (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 02:34 PM Response to Reply #54 |
66. Wait till she sees the tobacco spitter with mold growing in it |
Printer Friendly | Permalink | | Top |
madinmaryland (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:25 PM Response to Original message |
15. Cut the fucking card up. She's obviously not ready for it. |
Printer Friendly | Permalink | | Top |
Oeditpus Rex (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:25 PM Response to Original message |
16. Lethal injection |
Printer Friendly | Permalink | | Top |
grasswire (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:49 PM Response to Reply #16 |
30. we're lucky she didn't get any checks yet! |
Printer Friendly | Permalink | | Top |
GOPisEvil (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:26 PM Response to Original message |
17. This child needs a job to learn how long it takes to earn $450. |
Printer Friendly | Permalink | | Top |
grasswire (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:42 PM Response to Reply #17 |
25. I told her she could have had a laptop for that $$. |
Printer Friendly | Permalink | | Top |
av8rdave (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:27 PM Response to Original message |
18. If she's responsible enough for a debit card, she can handle the fees. |
Printer Friendly | Permalink | | Top |
noamnety (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:29 PM Response to Original message |
19. If you aren't the mom |
Printer Friendly | Permalink | | Top |
grasswire (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:41 PM Response to Reply #19 |
24. the fries and shake were under $4 each time |
Printer Friendly | Permalink | | Top |
noamnety (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:49 PM Response to Reply #24 |
29. Ah, that makes sense |
Printer Friendly | Permalink | | Top |
grasswire (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:51 PM Response to Reply #29 |
32. no one dares say anything |
Printer Friendly | Permalink | | Top |
LisaL (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:49 PM Response to Reply #24 |
31. How much money is on that card if 4$ puts it into the overdraft? |
Printer Friendly | Permalink | | Top |
grasswire (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:54 PM Response to Reply #31 |
34. she started out with several hundred in birthday money |
Printer Friendly | Permalink | | Top |
Commie Pinko Dirtbag (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 11:16 AM Response to Reply #24 |
64. With crazy terms like this, there wouldn't be a debit card in the first place! Not even for adults! |
Printer Friendly | Permalink | | Top |
cobalt1999 (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:30 PM Response to Original message |
20. Make her write an essay on how her behavior is just like Bush running up the National Debt |
Printer Friendly | Permalink | | Top |
eyesroll (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:40 PM Response to Original message |
23. Forfeit the card and pay the fines? |
Printer Friendly | Permalink | | Top |
Rhythm (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:42 PM Response to Original message |
26. This particular 16 yr old is not mature enough to handle the complexities of a debit card |
Printer Friendly | Permalink | | Top |
grasswire (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:47 PM Response to Reply #26 |
28. it seems logical to us all |
Printer Friendly | Permalink | | Top |
KamaAina (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:45 PM Response to Original message |
27. $150,000 taken out of her college fund. |
Printer Friendly | Permalink | | Top |
Fleshdancer (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 09:53 PM Response to Original message |
33. She loses the card and finds a way to pay down the total |
Printer Friendly | Permalink | | Top |
XemaSab (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 10:02 PM Response to Original message |
36. Why does she have a debit card? |
Printer Friendly | Permalink | | Top |
grasswire (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 10:08 PM Response to Reply #36 |
37. doncha know that EVERYbody has an ATM card? |
Printer Friendly | Permalink | | Top |
XemaSab (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 10:16 PM Response to Reply #37 |
40. She can have an account |
Printer Friendly | Permalink | | Top |
mwooldri (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 12:31 AM Response to Reply #37 |
43. A Savings account is all that's required. |
Printer Friendly | Permalink | | Top |
grasswire (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 12:48 AM Response to Reply #43 |
47. excellent point and a reasonable solution |
Printer Friendly | Permalink | | Top |
Lydia Leftcoast (1000+ posts) Send PM | Profile | Ignore | Wed Mar-25-09 10:13 PM Response to Original message |
38. Take away the debit card and put her on a cash allowance |
Printer Friendly | Permalink | | Top |
Tuesday Afternoon (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 12:04 AM Response to Original message |
41. Are you saying that this 16y/o spent $225.oo in ONE week on |
Printer Friendly | Permalink | | Top |
grasswire (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 12:57 AM Response to Reply #41 |
49. about $4 |
Printer Friendly | Permalink | | Top |
quakerboy (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 12:58 AM Response to Reply #41 |
50. putting it in perspective |
Printer Friendly | Permalink | | Top |
Jamastiene (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 12:10 AM Response to Original message |
42. Take away the debit card and make the kid use cash for a while, but... |
Printer Friendly | Permalink | | Top |
madeline_con (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 12:36 AM Response to Original message |
44. Not having such dumb parents would be punishment at this point. |
Printer Friendly | Permalink | | Top |
grasswire (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 12:46 AM Response to Reply #44 |
46. good point |
Printer Friendly | Permalink | | Top |
jobycom (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 12:36 AM Response to Original message |
45. If she were mine, I'd have to take away the Lexus for a week. |
Printer Friendly | Permalink | | Top |
grasswire (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 12:55 AM Response to Reply #45 |
48. understanding the motive is a good suggestion |
Printer Friendly | Permalink | | Top |
mwooldri (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 01:02 AM Response to Original message |
51. Bank should be paid off and cancelled and find a different one. |
Printer Friendly | Permalink | | Top |
grasswire (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 01:37 AM Response to Reply #51 |
53. it's $35 a pop |
Printer Friendly | Permalink | | Top |
mwooldri (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 02:40 PM Response to Reply #53 |
67. Bank of ... oh dear *comfort* ... |
Printer Friendly | Permalink | | Top |
Inchworm (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 01:05 AM Response to Original message |
52. I guess it depends on circumstances |
Printer Friendly | Permalink | | Top |
cherish44 (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 01:45 AM Response to Original message |
55. Give her some time alone with the plastic and remind her to be sure to kiss it goodbye |
Printer Friendly | Permalink | | Top |
Naturyl (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 04:22 AM Response to Original message |
57. Yank the card, taser her, or whatever, but... |
Printer Friendly | Permalink | | Top |
Jeep789 (935 posts) Send PM | Profile | Ignore | Thu Mar-26-09 04:55 AM Response to Original message |
58. Done right and if it takes |
Printer Friendly | Permalink | | Top |
noamnety (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 08:18 AM Response to Reply #58 |
59. "done right" is a good point. |
Printer Friendly | Permalink | | Top |
Rabrrrrrr (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 08:29 AM Response to Original message |
60. Take the fucking card away. She needs to learn to handle cash first, |
Printer Friendly | Permalink | | Top |
Rabrrrrrr (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 08:30 AM Response to Reply #60 |
61. I also add that if she overdrafted $225 in one week on food - she needs therapy |
Printer Friendly | Permalink | | Top |
Deep13 (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 08:37 AM Response to Original message |
62. So, the mother gave the card back after the first round of overdraft fees? |
Printer Friendly | Permalink | | Top |
cabbage08 (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 10:06 AM Response to Original message |
63. Make her get a job and take the card away until she has paid the debt |
Printer Friendly | Permalink | | Top |
Rhythm (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 01:32 PM Response to Original message |
65. The thing they DON'T tell you about checking accounts and debit cards... |
Printer Friendly | Permalink | | Top |
LynneSin (1000+ posts) Send PM | Profile | Ignore | Thu Mar-26-09 02:42 PM Response to Original message |
68. call your bank and tell them that there should be no overdraft |
Printer Friendly | Permalink | | Top |
DU AdBot (1000+ posts) | Mon Jun 17th 2024, 01:23 AM Response to Original message |
Advertisements [?] |
Top |
Home » Discuss » The DU Lounge |
Powered by DCForum+ Version 1.1 Copyright 1997-2002 DCScripts.com
Software has been extensively modified by the DU administrators
Important Notices: By participating on this discussion board, visitors agree to abide by the rules outlined on our Rules page. Messages posted on the Democratic Underground Discussion Forums are the opinions of the individuals who post them, and do not necessarily represent the opinions of Democratic Underground, LLC.
Home | Discussion Forums | Journals | Store | Donate
About DU | Contact Us | Privacy Policy
Got a message for Democratic Underground? Click here to send us a message.
© 2001 - 2011 Democratic Underground, LLC