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wandathewitch Donating Member (145 posts) Send PM | Profile | Ignore Sat Jan-31-09 08:32 PM
Original message
Senior Moment Problem
I am writing this letter, not just for myself, but for other
senior citizens.
I have had two strokes among other health issues, in recent
years. At seventy seven, my memory is not good.  I have always
handled our finance's so that is one thing I can do to relieve
my wife from the many tasks that are needed to care for our
home.
We recently sold our van in order to get a smaller car as it
makes it easier for me to get in and out.and also it is easier
for her to drive as I no longer can.
Because we didn't have enough money from the sale of the van,
we had to take out a cash advance to makeup the difference
between what we got for the van and what we owed on it.  The
registration for the car was mailed right away, but I didn't
remember  that I had depleted my savings , so I put the money
in the next day.  This time they got the money.  
Later, I got a registered letter charging me $48.oo for the
bounced check plus the fee for the letter.
I called the DMV and told them the circumstances and they
informed me that I have to pay it.  I have.
I want you to know that during this trying time, selling van
and getting my budget readjusted, I made a couple of other
overdrafts at our bank and they, being very understanding,
reimbursed me.  We are alone and trying to keep our
Independence with living in our little home and wonder why
they don't have allowances for those people with short term
memory problems as they do with other disabilities.  I even
called our rep and got no help.  I really need the money that
I had to pay.  I don't want to give the job of paying the
bills to my wife as she has a lot of heath issues also.  
I would like to hear what you all feel about this.  
Thank you, much.  Mr Moose
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SCantiGOP Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Feb-04-09 03:02 PM
Response to Original message
1. sorry to hear your problem
I am actually surprised the bank waived some of their charges. My son is working two jobs and bounced a check by just a few dollars, yet they wouldn't let him off the hook. You should contact your county Council on Aging and explain this to them; they might can provide some advice or assistance. Good luck.
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