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snooper2
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Tue Feb-24-09 10:41 AM Original message |
What % of your monthly take home is your mortgage? |
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BlooInBloo
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Tue Feb-24-09 10:43 AM Response to Original message |
1. Sorry. On DU, nothing is the borrowers' faults. |
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donco
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Tue Feb-24-09 11:06 AM Original message |
He/she,s |
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ComtesseDeSpair
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Tue Feb-24-09 10:48 AM Response to Original message |
2. That's completely unrealistic. |
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stray cat
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Tue Feb-24-09 10:52 AM Response to Reply #2 |
6. I work in Westchester Co NY - same thing. Who has 60,000 for a downpayment |
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snooper2
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Tue Feb-24-09 11:06 AM Response to Reply #2 |
15. Here you go, $75,000 |
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chatnoir
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Tue Feb-24-09 11:38 AM Response to Reply #15 |
24. Looking at the address |
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ComtesseDeSpair
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Tue Feb-24-09 12:27 PM Response to Reply #15 |
30. Trust Me... |
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snooper2
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Tue Feb-24-09 02:08 PM Response to Reply #30 |
41. Ah, now we see- not good enough...that's the problem... |
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ComtesseDeSpair
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Wed Feb-25-09 11:05 AM Response to Reply #41 |
43. Some of us LIKE living in cities. |
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L0oniX
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Tue Feb-24-09 10:49 AM Response to Original message |
3. 0% |
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Xenotime
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Tue Feb-24-09 10:56 AM Response to Reply #3 |
10. How is that possible? |
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harun
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Tue Feb-24-09 11:11 AM Response to Reply #10 |
17. What is impossible about someone outright buying a house they can afford? |
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havocmom
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Tue Feb-24-09 01:35 PM Response to Reply #10 |
38. buy based on realities and pay off the mortgage |
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mainer
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Tue Feb-24-09 11:35 AM Response to Reply #3 |
23. good for you. Same here. |
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L0oniX
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Tue Feb-24-09 11:44 AM Response to Reply #23 |
25. I bought a home for $40k and lived in it for over 2 years, sold it for $140k... |
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tangent90
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Wed Feb-25-09 11:40 AM Response to Reply #3 |
48. Same here. Paid off the mortgage 2 years ago. Now only taxes. |
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ananda
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Tue Feb-24-09 10:50 AM Response to Original message |
4. My monthly rent is about 30% of my.. |
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stray cat
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Tue Feb-24-09 10:51 AM Response to Original message |
5. 35% for rent |
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LiberalEsto
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Tue Feb-24-09 10:54 AM Response to Original message |
7. I thought the rule was 28% |
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guitar man
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Tue Feb-24-09 10:55 AM Response to Original message |
8. O% |
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moc
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Tue Feb-24-09 10:55 AM Response to Original message |
9. Ours is 26%, and we're doing fine with that. Little other debt. I think the actual question should |
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harun
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Tue Feb-24-09 11:13 AM Response to Reply #9 |
18. Correct. One needs to look at the big picture. All debt, wealth and income. |
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Burma Jones
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Tue Feb-24-09 10:58 AM Response to Original message |
11. About 10% |
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tandot
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Tue Feb-24-09 11:01 AM Response to Original message |
12. 30 year fixed mortgage, 25% of our take home |
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Venceremos
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Tue Feb-24-09 11:02 AM Response to Original message |
13. Bought our house almost 20 years ago |
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Terran
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Tue Feb-24-09 11:03 AM Response to Original message |
14. 30% of your income is considered about the normal maximum |
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RockaFowler
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Tue Feb-24-09 11:15 AM Response to Reply #14 |
20. This is the same for me |
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NC_Nurse
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Tue Feb-24-09 11:10 AM Response to Original message |
16. Ours WAS about 25-30%. Now my husband doesn't have a job. We rented out |
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Gormy Cuss
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Tue Feb-24-09 11:14 AM Response to Original message |
19. The rule of thumb PITI shouldn't be more than 28% of monthly gross income |
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NoSheep
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Wed Feb-25-09 12:53 PM Response to Reply #19 |
59. Mine is 1/3 of my gross |
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NoSheep
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Wed Feb-25-09 12:53 PM Response to Reply #19 |
60. Didn't intend to respond directly to you-oops |
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distantearlywarning
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Tue Feb-24-09 11:22 AM Response to Original message |
21. Including mortgage, taxes, insurance and all that stuff: |
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dixiegrrrrl
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Tue Feb-24-09 11:22 AM Response to Original message |
22. 22%, . Paying it down as fast as we can. |
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serrano2008
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Tue Feb-24-09 11:57 AM Response to Original message |
26. Mortgage company just approved me for 35% of monthly take home. |
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hfojvt
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Tue Feb-24-09 12:04 PM Response to Original message |
27. 0% |
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marlakay
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Tue Feb-24-09 12:08 PM Response to Original message |
28. Mine is 32% because we both lost our part time jobs |
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ogneopasno
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Tue Feb-24-09 12:10 PM Response to Original message |
29. Ours varies because our income changes all the time. But it's about 25-30, where it should be. |
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Tracer
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Tue Feb-24-09 12:28 PM Response to Original message |
31. 0% |
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CreekDog
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Tue Feb-24-09 12:58 PM Response to Original message |
32. 21%. you need to give a break to folks in high cost metro areas though |
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laylah
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Tue Feb-24-09 01:02 PM Response to Original message |
33. Currently at |
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The Hope Mobile
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Wed Feb-25-09 11:47 AM Response to Reply #33 |
51. ours is similar for the same kinds of reasons |
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flvegan
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Tue Feb-24-09 01:04 PM Response to Original message |
34. 15% |
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mnhtnbb
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Tue Feb-24-09 01:22 PM Response to Original message |
35. 12.38%--doesn't include social security or pension. |
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Dukkha
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Tue Feb-24-09 01:28 PM Response to Original message |
36. 33% which includes taxes in escrow |
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CTyankee
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Tue Feb-24-09 01:30 PM Response to Original message |
37. A little lower than yours at just about 18%. |
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EnviroBat
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Tue Feb-24-09 01:39 PM Response to Original message |
39. 27% |
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scheming daemons
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Tue Feb-24-09 01:40 PM Response to Original message |
40. About 16% |
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Earth_First
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Tue Feb-24-09 02:12 PM Response to Original message |
42. 26% |
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lumberjack_jeff
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Wed Feb-25-09 11:14 AM Response to Original message |
44. Our payment is currently 39% of our net income. Property taxes add another 16%. |
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Mari333
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Wed Feb-25-09 11:15 AM Response to Original message |
45. sold my old house when the market was better |
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seemunkee
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Wed Feb-25-09 11:32 AM Response to Original message |
46. 21% |
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Romulox
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Wed Feb-25-09 11:36 AM Response to Original message |
47. 10%--I had to fight the realtors who wanted to upsell me. nt |
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Ilsa
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Wed Feb-25-09 12:45 PM Response to Reply #47 |
56. Yeah, they work hard to get you to spend more, don't they? And |
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seabeyond
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Wed Feb-25-09 11:41 AM Response to Original message |
49. around 20%. n/t |
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ThomWV
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Wed Feb-25-09 11:42 AM Response to Original message |
50. 0% |
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demokatgurrl
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Wed Feb-25-09 11:49 AM Response to Original message |
52. 13%. n/t |
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11 Bravo
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Wed Feb-25-09 12:36 PM Response to Original message |
53. Just a hair over 15%. |
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Ilsa
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Wed Feb-25-09 12:42 PM Response to Original message |
54. Monthly payment is less than 20% of take home pay, but we are |
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ContinentalOp
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Wed Feb-25-09 12:43 PM Response to Original message |
55. 40% if you include property tax. |
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RadiationTherapy
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Wed Feb-25-09 12:48 PM Response to Original message |
57. 33% when I bought, but over 42% now I am back in school. |
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slackmaster
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Wed Feb-25-09 12:49 PM Response to Original message |
58. About 27% |
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ozu
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Wed Feb-25-09 01:18 PM Response to Original message |
61. Rent is about 20% of my gross and 28% of my net. |
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LaPera
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Wed Feb-25-09 01:18 PM Response to Original message |
62. 15% because my mortgage payments on a 600K home is only |
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aikoaiko
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Wed Feb-25-09 01:20 PM Response to Original message |
63. about 20% if you had in prop tax and PMI. |
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ejpoeta
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Wed Feb-25-09 01:24 PM Response to Original message |
64. we don't have a mortgage. we have a personal loan. i am not sure |
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