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Home » Discuss » Archives » General Discussion (1/22-2007 thru 12/14/2010) |
WCGreen (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:17 PM Original message |
1/2% interest on savings.... |
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BlooInBloo (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:18 PM Response to Original message |
1. Definitely not the time to be sitting on cash. |
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WCGreen (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:20 PM Response to Reply #1 |
4. You got that right... |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Fri Apr-23-10 08:31 AM Response to Reply #4 |
47. Steep rate curve makes banking "geniuses" our of banking idiots. |
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Mira (1000+ posts) Send PM | Profile | Ignore | Fri Apr-23-10 08:30 AM Response to Reply #1 |
46. I'm sleeping on it n/t |
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onethatcares (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:20 PM Response to Original message |
2. I've been wondering the same |
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WCGreen (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:22 PM Response to Reply #2 |
8. And this with the value of most of our homes either stagnate or in decline... |
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CaliforniaPeggy (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:20 PM Response to Original message |
3. I think we allow it to go on because there is so much to think about... |
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RKP5637 (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:30 PM Response to Reply #3 |
11. I think that is quite true, many have become numb from it all. There is |
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itsrobert (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:20 PM Response to Original message |
5. unrec for not using the decimal system |
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msongs (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:21 PM Response to Original message |
6. law of supply and demand does not apply to financial institutions... |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Fri Apr-23-10 08:34 AM Response to Reply #6 |
48. Well actually it does... |
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RKP5637 (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:22 PM Response to Original message |
7. It's incredible! This nation is led around by the nose by corporations, banking |
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onenote (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:28 PM Response to Original message |
9. i have credit cards that charge less than 30% and savings accounts that pay more than .50 percent |
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WCGreen (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:31 PM Response to Reply #9 |
12. I do as well... |
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Ruby the Liberal (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:28 PM Response to Original message |
10. My bank won't give you .5% unless you lock in $100k for 30 months |
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RKP5637 (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:34 PM Response to Reply #10 |
13. HSBC online savings or ING will do way better than that. n/t |
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Ruby the Liberal (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:37 PM Response to Reply #13 |
16. I know. I was shocked to see that. |
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RKP5637 (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:52 PM Response to Reply #16 |
21. I've been using both of them for sometime now, never had a problem yet. I look |
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Ruby the Liberal (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:56 PM Response to Reply #21 |
24. The Fed is trying to keep inflation in check and money supply up |
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RKP5637 (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 08:10 PM Response to Reply #24 |
28. I sure wish I had locked in a longer term CD w/them back when the interest rates |
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Ruby the Liberal (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 08:18 PM Response to Reply #28 |
30. No kidding. 2007 5 year CD would be a champ right now! nt |
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RKP5637 (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 08:29 PM Response to Reply #30 |
31. Yep! Oh well... n/t |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Fri Apr-23-10 08:43 AM Response to Reply #24 |
52. No inflation and rates rise and fall together (not opposite) |
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Hekate (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:37 PM Response to Reply #10 |
15. Find another bank. I'm getting 1% and don't have to lock it up past a year |
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Liberal_in_LA (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:46 PM Response to Reply #15 |
17. 1%! |
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Ruby the Liberal (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:47 PM Response to Reply #15 |
18. They are only my checking acct. I saw it on a posterboard while at the ATM today. |
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Hekate (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 08:18 PM Response to Reply #18 |
29. It's the contrast with credit cards that makes me sick. It's immoral and usurious. |
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More_liberal_than_mo (192 posts) Send PM | Profile | Ignore | Thu Apr-22-10 08:40 PM Response to Reply #10 |
32. ING pays 1.095% (1.10% APY) |
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KharmaTrain (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 11:39 PM Response to Reply #10 |
39. If You Have 100k and are only getting .5%... |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Fri Apr-23-10 08:40 AM Response to Reply #39 |
51. what money market account or t-bill is 5%? |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Fri Apr-23-10 08:36 AM Response to Reply #10 |
50. You need a new bank.... You should be getting 1.5%+ on a year CD. |
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brentspeak (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:36 PM Response to Original message |
14. While the banks get to borrow money from the Fed at 0%-0.25% |
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AnArmyVeteran (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:50 PM Response to Original message |
19. You forgot the payday loan shark business that charges 450%!!!! |
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RKP5637 (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 08:05 PM Response to Reply #19 |
27. I sure hope so. "There will be a special place in hell for conservatives for their |
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elfin (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:51 PM Response to Original message |
20. These times are anti-geezer |
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branders seine (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:53 PM Response to Original message |
22. First, St. ronnie killed the S&L's. |
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Skink (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:56 PM Response to Original message |
23. The 2 cents added to my savings each month is comical. |
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Warpy (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 07:59 PM Response to Original message |
25. Some of us don't |
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WCGreen (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 09:07 PM Response to Reply #25 |
33. Good for you.... |
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Warpy (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 11:31 PM Response to Reply #33 |
36. I rebelled when they started to charge junk fees |
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WCGreen (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 11:35 PM Response to Reply #36 |
37. Just the mortgage and a car loan now.... |
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PassingFair (1000+ posts) Send PM | Profile | Ignore | Fri Apr-23-10 05:51 AM Response to Reply #36 |
45. Being unemployed isn't. Being UNDERemployed is no picnic either. |
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Warpy (1000+ posts) Send PM | Profile | Ignore | Fri Apr-23-10 02:41 PM Response to Reply #45 |
54. I've been both |
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PassingFair (1000+ posts) Send PM | Profile | Ignore | Fri Apr-23-10 04:59 PM Response to Reply #54 |
55. I have children or I wouldn't care about safety so much. |
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SoCalDem (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 08:00 PM Response to Original message |
26. This is what comes from manipulating the real inflation rate |
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Historic NY (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 09:32 PM Response to Original message |
34. My bank (Chase) is going to crap come Sept...I'm taking all my money out... |
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Blue_Tires (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 10:16 PM Response to Original message |
35. credit unions are a little better... |
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WCGreen (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 11:36 PM Response to Reply #35 |
38. I had a bad experiece with a Credit Union |
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iris27 (1000+ posts) Send PM | Profile | Ignore | Thu Apr-22-10 11:48 PM Response to Original message |
40. This shit should be criminal. |
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TexasObserver (1000+ posts) Send PM | Profile | Ignore | Fri Apr-23-10 12:05 AM Response to Original message |
41. High credit card rates are driven by high losses on same. |
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WCGreen (1000+ posts) Send PM | Profile | Ignore | Fri Apr-23-10 02:37 AM Response to Reply #41 |
42. I understand that... |
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TexasObserver (1000+ posts) Send PM | Profile | Ignore | Fri Apr-23-10 02:59 AM Response to Reply #42 |
43. Yes, a new fear of risk has quickly evolved. |
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Juche (1000+ posts) Send PM | Profile | Ignore | Fri Apr-23-10 05:36 AM Response to Original message |
44. The rates aren't much better elsewhere |
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CreekDog (1000+ posts) Send PM | Profile | Ignore | Fri Apr-23-10 08:35 AM Response to Original message |
49. There's lots of advantages to cash right now, even if interest rates are low |
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1monster (1000+ posts) Send PM | Profile | Ignore | Fri Apr-23-10 12:36 PM Response to Original message |
53. I'm at a savings and loan which used to pay the highest rates... 1/2% sounds good from 1/10%. |
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