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FirstLight (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 11:53 AM Original message |
That's it, I am closing my bank acct. today... |
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Dawson Leery (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 11:55 AM Response to Original message |
1. Banks are NEVER too big to fail. |
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coalition_unwilling (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 11:57 AM Response to Original message |
2. Where does your income come from? I ask only b/c if you are |
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phantom power (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 11:58 AM Response to Original message |
3. Apparently it won't end unless/until we all take our money elsewhere... |
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Pab Sungenis (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 11:59 AM Response to Original message |
4. TD Bank just pulled the same exact shit with us. |
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NeedleCast (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:00 PM Response to Original message |
5. Soooooo...why not just turn off automatic payments? |
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xphile (565 posts) Send PM | Profile | Ignore | Fri May-20-11 12:05 PM Response to Reply #5 |
7. Making the deposit was the OP trying to avoid the overdraft. The bank |
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NeedleCast (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:12 PM Response to Reply #7 |
10. Making Excuses For What? A Bank Doing Exactly What They Tell You They'll Do? |
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FirstLight (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:24 PM Response to Reply #10 |
15. point is |
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NeedleCast (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 03:47 PM Response to Reply #15 |
41. You Act Like You Have to Use Automated Payments |
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femrap (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 09:33 AM Response to Reply #41 |
60. When those Debit Cards |
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pipi_k (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 11:56 AM Response to Reply #60 |
80. That's exactly what I do with |
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mntleo2 (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 11:46 AM Response to Reply #41 |
77. They live off the poor most of all ... |
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Obamaforthewin (40 posts) Send PM | Profile | Ignore | Sat May-21-11 09:50 AM Response to Reply #15 |
63. Do you keep a register? |
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mntleo2 (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 11:41 AM Response to Reply #15 |
76. You go Grrrl! |
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JustAmused (261 posts) Send PM | Profile | Ignore | Fri May-20-11 12:34 PM Response to Reply #10 |
22. Not true |
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bigmonkey (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 01:55 PM Response to Reply #22 |
26. In 1980 in Chicago I had a 24 hour wait for cash to "clear". |
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SoCalDem (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 03:02 PM Response to Reply #26 |
37. Even with the modern accounting software, there is still a "time of day" |
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mntleo2 (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 11:49 AM Response to Reply #22 |
78. They often don't care ... |
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xphile (565 posts) Send PM | Profile | Ignore | Fri May-20-11 02:55 PM Response to Reply #10 |
35. Cash is credited to an account IMMEDIATELY. So if the cash is deposited |
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NeedleCast (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 03:50 PM Response to Reply #35 |
42. I agree there'd be no excuse for that |
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Contrary1 (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:04 PM Response to Original message |
6. My friend has been "off the grid" for three years now. |
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FirstLight (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:11 PM Response to Reply #6 |
9. reloadable? |
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pitohui (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 10:18 PM Response to Reply #9 |
54. reloaded debit cards cost a lot of money |
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progressoid (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 09:35 PM Response to Reply #6 |
50. How can you be "off the grid" while using a reloadable debit card? |
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freshwest (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 11:58 AM Response to Reply #50 |
82. Would be like using a pre-paid iTunes card, not dependent on name or SS#, credit, etc. |
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progressoid (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 12:24 PM Response to Reply #82 |
89. But you're still part of the credit/banking system. |
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taught_me_patience (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:06 PM Response to Original message |
8. It's going to be hard to live without a bank account |
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FirstLight (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:13 PM Response to Reply #8 |
11. no harder than being broke BECAUSE of the bank |
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closeupready (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:28 PM Response to Reply #8 |
18. Not true, IMO. Depends upon how much you use their services, but |
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FirstLight (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:18 PM Response to Original message |
12. the analogy |
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damntexdem (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:23 PM Response to Original message |
13. find a good credit union. |
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rurallib (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:31 PM Response to Reply #13 |
21. Second the credit union vote |
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cutlassmama (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 02:31 PM Response to Reply #21 |
27. third the credit union vote. I don't have this problem with my CU |
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anneboleyn (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 02:40 PM Response to Reply #13 |
28. Fourth the credit union. Ours is excellent, and one really does need an account. |
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Shagbark Hickory (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:23 PM Response to Original message |
14. You don't need to stop banking, you need to stop banking with the mega banks and start a relationshi |
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FirstLight (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:28 PM Response to Reply #14 |
17. can't |
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SoCalDem (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 02:59 PM Response to Reply #17 |
36. Have a friend open an account with YOUR name on the account as well |
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laylah (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 03:53 PM Response to Reply #17 |
43. Dear, dear FirstLight... |
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relayerbob (149 posts) Send PM | Profile | Ignore | Sat May-21-11 12:05 PM Response to Reply #17 |
86. If your husband ran up your cards |
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Drew Richards (507 posts) Send PM | Profile | Ignore | Fri May-20-11 12:26 PM Response to Original message |
16. FirstLight |
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Phentex (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:28 PM Response to Reply #16 |
19. Good advice!... |
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Donnachaidh (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:30 PM Response to Original message |
20. Go to walmart and get a load your own card |
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FirstLight (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:40 PM Response to Original message |
23. it's not hard to do... I've done it before |
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anneboleyn (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 02:43 PM Response to Reply #23 |
30. What do you do with savings or a retirement portfolio? Large amounts of cash around -- not good. |
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MorningGlow (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 03:31 PM Response to Reply #30 |
38. What are these savings and retirement portfolios you speak of? |
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FirstLight (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 03:31 PM Response to Reply #30 |
39. Savings...? portfolio...? |
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femrap (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 09:48 AM Response to Reply #23 |
62. What if you used |
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pipi_k (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 12:14 PM Response to Reply #23 |
88. Having money, not having money... |
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Blue-Jay (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:41 PM Response to Original message |
24. You're going to need a new mattress. |
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FirstLight (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 12:44 PM Response to Reply #24 |
25. you know it baby! |
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L0oniX (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 02:42 PM Response to Original message |
29. They don't call it Skank of America for nothing. |
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greenbird (432 posts) Send PM | Profile | Ignore | Fri May-20-11 02:49 PM Response to Original message |
31. We just finished moving our money |
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Lance_Boyle (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 02:50 PM Response to Original message |
32. You don't get blacklisted for checking accounts on someone's say-so. |
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FirstLight (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 03:35 PM Response to Reply #32 |
40. you don't even know |
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roody (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 09:39 AM Response to Reply #40 |
61. Maybe you can use a non-local credit union. |
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Capitalocracy (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 04:16 PM Response to Reply #32 |
46. I got blacklisted on ChexSystems because I overdrafted from an ATM |
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Highway61 (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 02:53 PM Response to Original message |
33. Oh Yeah |
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LadyHawkAZ (800 posts) Send PM | Profile | Ignore | Fri May-20-11 02:54 PM Response to Original message |
34. BofA is notorious for this shell game |
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RebelOne (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 03:57 PM Response to Reply #34 |
44. I have been with Bank of America for many years |
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Capitalocracy (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 04:14 PM Response to Original message |
45. Check the good banks list... the ones that don't use ChexSystems |
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truedelphi (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 04:40 PM Response to Original message |
47. I last had an account in Fall 2007 - and |
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GreenStormCloud (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 05:17 PM Response to Original message |
48. I have been with BofA for years with no problems. |
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freshwest (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 09:45 PM Response to Reply #48 |
51. No problems with them here either. |
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JVS (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 05:33 PM Response to Original message |
49. I don't make much money, but I always spend less than I make and I leave a... |
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thanks_imjustlurking (462 posts) Send PM | Profile | Ignore | Sat May-21-11 09:24 AM Response to Reply #49 |
58. True, if there's any way you can get that cushion |
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bobbolink (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 09:55 PM Response to Original message |
52. I'm sorry you are going through all of this. It is just evil. |
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eridani (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 10:07 PM Response to Original message |
53. Please check out credit unions. Banking services are usually way overpriced for |
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defendandprotect (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 11:28 AM Response to Reply #53 |
73. We've been really happy with the change -- and would recommend it to anyone!! |
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Dyedinthewoolliberal (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 10:21 PM Response to Original message |
55. That's not happened to me but |
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FirstLight (1000+ posts) Send PM | Profile | Ignore | Fri May-20-11 10:52 PM Response to Original message |
56. credit unions... |
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femrap (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 09:22 AM Response to Original message |
57. Good for you. |
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badgerpup (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 09:26 AM Response to Original message |
59. I switched to a credit union... |
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mountainlion55 (302 posts) Send PM | Profile | Ignore | Sat May-21-11 10:07 AM Response to Original message |
64. My next door neighbor walked away |
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defendandprotect (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 11:27 AM Response to Reply #64 |
72. We have anti-trust laws which haven't been used since ...... goddess knows when!! |
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SHRED (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 11:00 AM Response to Original message |
65. Two words: CREDIT UNION |
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neoralme (812 posts) Send PM | Profile | Ignore | Sat May-21-11 11:05 AM Response to Original message |
66. Bank America should not even be in business anymore, and soon |
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Autumn Colors (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 11:16 AM Response to Original message |
67. Talk to the nearest credit union |
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joanbarnes (204 posts) Send PM | Profile | Ignore | Sat May-21-11 11:18 AM Response to Original message |
68. I have always used a credit union. |
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blueamy66 (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 11:23 AM Response to Original message |
69. Hey, I hate BofA as much as you... |
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freshwest (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 11:57 AM Response to Reply #69 |
81. Same here. Won't bank online, either. |
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defendandprotect (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 11:26 AM Response to Original message |
70. Unregulated capitalism is merely organized crime -- move on!! |
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colorado_ufo (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 11:27 AM Response to Original message |
71. For cryin' out loud - get a better bank! |
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mntleo2 (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 11:33 AM Response to Original message |
74. Also try a credit union ... |
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pipi_k (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 11:37 AM Response to Original message |
75. Don't know about the larger banks, but... |
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jerseyjack (369 posts) Send PM | Profile | Ignore | Sat May-21-11 11:54 AM Response to Original message |
79. Possible solution with B.o.A. |
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sce56 (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 11:59 AM Response to Original message |
83. Try Credit Unions! |
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LuckyLib (1000+ posts) Send PM | Profile | Ignore | Sat May-21-11 12:01 PM Response to Original message |
84. Too many of us expect human responses from these corporate machines, i.e. if I go |
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QED (253 posts) Send PM | Profile | Ignore | Sat May-21-11 12:04 PM Response to Original message |
85. They sent my account to collections AFTER I went in to close my account |
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jhasp (66 posts) Send PM | Profile | Ignore | Sat May-21-11 12:06 PM Response to Original message |
87. Some suggestions |
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