Reply #111: It is not only greed. Employees always think it is greed. You don't know

[tsuki]

how employers are pressured to implement it. First comes the honey, we'll give you 2% of your premium back. Then the persuasion, oh so-and-so is testing and his production is up. Then the veiled threats, I don't know how long insurance companies will cover your workers or if I can find a company. All of a sudden, your workplace and worker safety meetings that have been rated superior are now deficient. More money for safety.

The insurance companies want it. With it, they can zero out any claims for any workers on illegal or legal substances.

How long can I hold out? I don't know. Maybe I'll retire.