Reply #327: Employers reports don't have credit scores

[Modem Butterfly]

They also go farther back then lender's reports. FYI.

You say responsibility is a character issue. I say it isn't. Please don't continue to say that I equate credit with character, because I don't. And frankly, as I've said before, over and over again, I'm not so much concerned with bad credit as I am with how the candidate has handled that credit. You could go into consumer counseling and that might make lenders not want to extend credit, but to an employer, it says that you are taking responsibility for your previous actions.