Reply #134: Ugh..

[BeTheChange]

See.. IM NOT AS FINANCIALLY RESPONSIBLE AS I SHOULD BE IN ANY WAY SHAPE OR FORM.

And Im not trying to brag. Im am honestly flabbergasted how if we can have basically 30k in what would translate in a normal year (ie, not the year we got married)to unexpected expenses and still manage to save a good chunk of money and the only thing we dont do is go out and buy a bunch of material stuff we dont need.

My mother is horrified with how we manage our money. And if it was a problem, if we were making what we make and struggling Id be seriously evaluating it. Infact, now that wedding bells have rung, we know its time to seriously evaluate our spending and saving habits.

See, to us we live within our means. We cant afford to buy a bay area house for half a million dollars with what we have. We can rent a house that sells for 400k for 900 a month and save up our money and move up. People did do that once upon a time, they didnt buy just to buy. I dont care about turning a profit on my house. I care about being able to pay for it.


I just cannot understand how you can make 100k, unless perhaps you have a very large family, or medical bills and no insurance, or crappy insurance--and not be doing very well- strapped by no means-- without living beyond your means. I cant understand that. We were unemployed bay area refugees that got rear ended and screwed by the party at fault's insurance company... I understand medical bills.. and we got off pretty lucky. But the average person is not going to get any sympathy from me when they bring home their 100k paycheck.

Im sorry if I came off as a braggart. That was not my intention. I was simply trying to give an example because in my life, and in the lives around me.. I just cant understand it for Joe Schmoe, average american.