Reply #22: If the majority of your debt is in student loans you're doing REALLY well,

[radwriter0555]

heck, I know people who owe that much on a 23% credit card; your debt is at about 2% at best, which is fantastic.

Don't sell. Fix it up and ride it out. A free place to live is an amazing gift, and if you want to move out, you can rent it and cover the note. Then, once it's paid for, you have income while your asset acquires further equity.

Owning a home is great on your credit report too, a huge, huge asset for your credit report.

You'll be FINE. Keep it, fix it up, make it purdy and sit on it and go back to school. You'll get the debts paid off along the way.