Reply #15: So, basically, you're saying...

[GoCubsGo]

...it's a $400 Visa gift card that one has to buy stuff with? Well, then... I would head over to a Super Target that has a grocery store. I would replace my 20-something-year-old TV set with a nice 26" or 32" flat panel set. I would also pick up a better antenna. With the money that's left, I'd head over to the grocery section, pick up some good salmon, a few bottles of nice wine, and a some other grocery items that I cannot afford at the moment. And, a bag or two of kitty litter and treats or a toy for my cat. If I opted for the smaller TV, I would use the difference to buy some curtains for my bedroom.