Reply #4: If they win, then we need to form our own insurance company to compete

[Cleita]

and preferably undercut them. Really, I've been thinking about this. There's government grant money out there for women to start their own businesses that doesn't have to be paid back. If a dozen of us got together and pooled our grant money, we could form a non-profit insurance company. We would offer comprehensive health insurance, no deductibles and no co-pays, but make a point of keeping our administrative costs under 3%. We wouldn't deny coverage for pre-existing conditions or raise premiums. We would offer group policies to unions and businesses at first. This is a lower risk pool for a startup. We would of course offer our policies for less than the other insurers undercutting them, which is my intent. Once we get the ball rolling as a non-profit we can solicit donations to cover high risk patients and those who can't afford to buy insurance. Eventually, my goal is to cover everyone and drive all the other insurers out of business. Then maybe we can get the government to take over the reins. Of course, I'm thinking of all the dirty tricks the industry could pull like getting their bought and paid for senators to pass laws keeping us from undercutting them free market style. Well, I can dream can't I?