Reply #9: I think you're right about #1

[Ms. Toad]

I discovered that accidentally, but didn't change it for posting here. I was playing around with adding frames in Paint Shop Pro and put the frame inside the picture (which cropped it all the way around) and it was a much more striking picture.

#3 will get seen by a bunch of other folks, as it is already destined to be added to my notecard collection (which I end up mostly giving away as gifts, but occasionally sell at fundraisers or local craft shows)

Thanks for the suggestions.