Reply #13: Congrats! It is a little more settling to know that at least if the

[I_Make_Mistakes]

roof needs to be fixed, you can fix. I live in an 8 unit condo (owner) and the supplies arrived on the roof in Dec. and it still isn't completed. Every wind storm blows materials and booms. I think the big misnomer is that you have to do the unexpected repairs when they occur, but at least you can.

My advise, like the others, put as much as you can additionally in equity payments every month, it is amazing how much equity in such a short time you can earn (from someone who learned the hard way and 10-20 can make a dent). I thought that I would be out of here 10 yrs. ago. When you have equity you can take tax deductible LINE OF CREDIT loans, not to be confused with generic home equity loans (which are tax deductible, but based on credit card policies)!