Reply #3: well it probably isn't true to begin with

[pitohui]

the credit card company was not under oath when they made up the excuse for why they hadn't yet credited their bill probably

however the usual reasons why large transactions are tracked is to make sure that the person does not have an illegal source of income, most people do not suddenly get $6000 all in one pay period if they have a real honest job you know

but since people routinely get bonuses, or gifts from generous parents or other kind relatives, or inheritances, or win small jackpots at the casino, or get tax refunds, or sell a used car, or for any of a dozen other reasons suddenly have a few extra thousand dollars, i haven't found that the gov't invests much time worrying abt it unless the person shows up at the bank or financial institution with CASH -- in which case if the large payment is more than $10,000 there must be a currency transaction report filed, and if the payment is less than that, it's a judgment call on the part of the institution whether or not to file a suspicious activity report

since they paid by check, there was no reason for the suspicious activity report, and i strongly suspect that no suspicious activity report was ever made, i think someone just misplaced the check and then they scrambled for excuses when the bill-payer complained