Reply #7: This one I can answer. They use up their resources to pay for the

[jwirr]

care in a nursing home and then they are eligible for Medicaid which is the program that pays for the nursing homes. As I said in my prior post this is not the way to go. Many of those frail elderly would never even reach the nursing home stage if given home health care. Years ago a memo came across my desk at social services that said only 5% of seniors end up in the nursing home before they die. Of those most use up all their savings paying for that nursing home in the first year and end up on Medicaid. It is much cheaper for Medicaid and Medicare to pay for home health needs.