Reply #113: My home is killing my ability to save money.

[EnviroBat]

Otherwise I'd be spending every bit of "disposable income" on getting the hell out of debt. Car loan, and motorcycle. One of those things I don't need and I realize that. It was something I did and I can't blame anyone else for it so I don't. I have a plan, that by 2015, the only thing I'll owe is my mortgage. This is a struggle because I'm making giant payments on loans. I feel like a sucker, but I'm playing this "credit game" and trying to live comfortably. I'm also putting my girlfriend through school. Now I find out that the back patio is sinking in towards the house. $700.00 to have it jack-hammered out and hauled away. Add to that the $6000.00 sewer line that had to be replaced, (something they don't show you in a home inspection by the way...). For the first time in a long time I think I will actually be able to save a bit of cash this month. I'm trying to cut things out of life like buying shit, happy-hours after work, and crazy-high restaurant bills. I look around at all of the "things" I've acquired and said, "ENOUGH". I don't fucking need anything else!

The fucked up things is, and I'm convinced of this, if I was making 100k a year, I'd be in the same situation, having a nicer house with a bigger payment.

Stay thirsty my friends? No, stay out of debt! Stop feeding the beast.