Reply #11: When it first was being proposed we were assured by the gov't and the insurance Companies

[rpannier]

that this would cause the rates to go down because everyone would have it.

They never reduced the rates, they kept them flat. In areas of California, the rates were already appallingly high.

More people got insured anyway because it was mandatory

Then they had the nerve to raise everyone's rates because there were uninsured drivers on the road (even though there were fewer than before mandatory insurance)