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Reply #9: They will NOT be able to charge more based on pre-existing conditions. [View All]

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Home » Discuss » General Discussion: Presidency Donate to DU
subterranean Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-23-10 11:20 PM
Response to Reply #5
9. They will NOT be able to charge more based on pre-existing conditions.
From Section 2701 of the Senate bill:

With respect to the premium rate charged by a health insurance issuer for health insurance coverage offered in the individual or small group market--

(A) such rate shall vary with respect to the particular plan or coverage involved only by--

(i) whether such plan or coverage covers an individual or family;

(ii) rating area, as established in accordance with paragraph (2);

(iii) age, except that such rate shall not vary by more than 3 to 1 for adults (consistent with section 2707(c));

(iv) tobacco use, except that such rate shall not vary by more than 1.5 to 1; and

(B) such rate shall not vary with respect to the particular plan or coverage involved by any other factor not described in subparagraph (A).



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