Reply #119: Your last paragraph

[MFrohike]

Maybe a system of both traditional lending and micro-lending? The micro-lending aspect could operate at a lower interest rate than the traditional lending (say 1-2%). It could give actual small businesses the chance to get needed capital at rates that make it possible to both make money and not get crushed by debt. The only problem I see would be with the scale and execution. Scale would need some limitations, so as not to artificially inflate the number of people trying to get cheap money. Execution would require the agency to make a clear distinction between an entity actually needing this type of capital infusion and the scam artists (i.e. large entities trying to game the system using "small" entities to get cheap loans). This is all off the top of my head, so take it with a pound of salt.