Walmart won't cash it's own money orders!

[Th1onein]

I sent my sister a Walmart money order and two different Walmart stores refused to cash it. Unbelievable. They refuse to cash the very money orders they issue themselves.

Surely, there has to be a law against this?

[2KS2KHonda]

1. There has to be more to this story...I know people who cash them all the time.

(at WM)...
Very strange.


:shrug:

[dsc]

2. I don't know about WalMart

but I do know that convenience stores don't cash theirs. That isn't uncommon with money orders.

[OmmmSweetOmmm]

5. Recommendation. US Postal Money Orders are the best.

[Th1onein]

10. See my post below......there are problem with them over $500!

All kinds of paperwork to fill out. Amazing.

[geek_sabre]

33. I'm sure the paperwork

is to ensure that what happened to your sister doesn't happen. Seems like it would have been less of a hassle to get it through USPS. They are the safest money orders out there.

I am always shocked when people are shocked that they get crappy service at Wal-mart.

[OmmmSweetOmmm]

3. I've had the same thing with Western Union. I'll receive WU money orders

for my biz and the local WU at my A&P will not cash them. I have to deposit them in my checking account.

[NNN0LHI]

4. How much was this money order for?

[Th1onein]

6. $600

I called one of the stores and finally got the manager on the phone and told him I didn't know the state or federal agency that governed money orders, but I was going to find out who did and Walmart would be in a world of trouble for refusing to cash a negotiable instrument that they, themselves, issue.

My sister went right back to the store and they cashed her money order.

[Th1onein]

8. Oh! And try to buy a money order from the post office for over $500

You'll be filling out all kinds of paperwork on it. Ain't that Patriot Act great?

[OmmmSweetOmmm]

12. I would then split the amount and for its ease of cashing, pay the extra fee.

[Th1onein]

14. Tried that. Doesn't work.

If you buy over $500 in one day, you have to fill out the paperwork.

[MicaelS]

16. Not according to their 'site

http://www.usps.com/money/sendingmoney/moneyorders/welcome.htm

They can be purchased from any Post Office™ locations in the United States as well as from any rural route carrier, available up to $1,000 each. A current government-issued or state-issued picture identification is required for money order purchases of $3,000 or more in a single day.

[Th1onein]

19. I'm sure they can be PURCHASED, but they also entail paperwork.

When they're PURCHASED for over five hundred bucks, mmmm kay?

[MicaelS]

23. Show me where it says that..

mmmm kay? Any link to an offcial government website will do.

[Th1onein]

25. I don't have to show you a fuckiing thing.

I went there. This was my experience there. I wouldn't have bothered to go to WALMART if I could have purchased the money order from the post office without a hassle. I was even willing to fill out the stupid paperwork, if they could have FOUND it.

[MicaelS]

27. Then I don't have to believe a fucking thing

You post. You could have just said you saw a UFO and had to fill out paperwork.

[Th1onein]

29. Whatever, dude. I could not care less what you believe.

But you need to ask yourself why I would lie about something so inconsequential. If I'm not going to take the time to wait for the idiots at the postal service to dig up their stupid paperwork in order to buy a money order for over $500, then I'm not going to waste my time digging into their website, which might or might not, tell someone that they have to fill out paperwork for money orders over $500. Just because they have a website doesn't mean they're going to spell out everything for you on it.

[OmmmSweetOmmm]

17. That's good to know. Luckily I have 4 post offices within 5-10 minutes of where I live and I'd

just visit a couple of them. :)

[ldr65]

15. I bought a USPMO for 900.00

I got a postal money order for 900.00 two weeks ago. Wasn't asked any questions and didn't fill out any forms.

[Th1onein]

20. Well, I'm in PA and they wanted me to fill out more forms.

Just my experience. Maybe I look like a terrorist or something?

Oh, and by the way? When I told them fine, I would fill out the extra forms, then they couldn't FIND the extra forms!

I told them to just forget it, I'd go to Walmart. Yeah, right. We all see where THAT got me.

[emilyg]

7. Did she have I.D. on her?

[Th1onein]

9. Yes, of course.

no text

[flashl]

11. Be thankful your sister didn't get the 'special' treatment from Walmart

Walmart Humiliates Houston College Student, Then Bills Her For It

As seen in the past, shopping at Wal-Mart can on rare occasion be a scary proposition, but the last thing we'd expect is to get screwed by the discount retailer itself.

Such was the fate that befell Texas Southern University student Nitra Gipson, who made the noble decision to sell her car in order to pay for her final two terms at school. Having been paid with perfectly valid Wal-Mart money orders ("good as cash", according to the company), Gipson went over to her neighborhood big box store and attempted to convert the checks into legal tender.

The store manager, suspicions raised due to the large amount of currency being converted, called shenanigans and contacted the police. Gipson attempted in vain to prove that the money orders were authentic; the implacable manager refused to listen and, in an absurdly depressing turn of events, Gipson was arrested and slapped with a felony forgery charge.

[madeline_con]

28. Gipson v. Wal-Mart Stores Texas, LLC

Gipson v. Wal-Mart Stores Texas, LLC
Plaintiff: Nitra Gipson
Defendant: Wal-Mart Stores Texas, LLC

Case Number: 4:2008cv02307
Filed: July 24, 2008

Court: Texas Southern District Court
Office: P.I.: Other Office < Court Info >
County: Anderson
Presiding Judge: Judge Melinda Harmon

Nature of Suit: Torts - Injury - Other Personal Injury
Cause: Diversity
Jurisdiction: Diversity
Jury Demanded By: 28:1332 Diversity-Notice of Removal

http://dockets.justia.com/docket/court-txsdce/case_no-4:2008cv02307/case_id-595786/

[Joanne98]

13. Maybe they know something we don't know.

Enron accounting comes to mind. Maybe they're broke.

[geek_sabre]

18. There are a lot, a lot (a lot)

of money order scams, particularly with Wal-Mart MOs as of late. People being sent multiple MOs for large sums of money that appear legit (usually old MOs that had been cashed in earlier). Depending on the store, some will cash them if they look real enough, vast majority call it in to make sure it is in good standing, but that is only reliable for reused MOs. I've heard stories of people who have fallen on hard financial times, then they get 4 $900 Walmart MOs in the mail, and (considering it a blessing) attempt to cash it, only to be arrested for fraud.

If you get a money order from anywhere for over $300, you should probably send a copy of the receipt as well. Just to protect yourself, and the person you're paying.

[Dreamer Tatum]

21. Very good answer

It wouldn't shock me to learn that anyone would refuse to take a money order if it appears fraudulent.
I can imagine WalMart getting stung by people who reason that WM would surely accept any and all scrip
they wrote themselves, so why not counterfeit them?

The best way to go is with USPS money orders. Rock solid.

[Th1onein]

24. You know, it seems to me.....

that if you SELL a goddamned negotiable instrument, you ought to be willing to CASH the same goddamned negotiable instrument. In other words, if you make money off of something, you take responsiblity for making that money, as well.

It surprises me, the people here who are willing to give poor little Walmart a break, for not cashing the very negotiable instruments it, itself, sells.

In the end, after I talked to the manager of the store, all they ended up doing was calling a number and verifying that the money order was good. Simple as that, but they're too fucking greedy to do that, most of the time, unless someone like me lights a fire under their sorry asses.

[Dreamer Tatum]

26. Should they honor counterfeit instruments?

Sounds like someone there was lazy and didn't verify it, which is bad business.

[Th1onein]

30. You hit the nail on the head.

When she went BACK to the store (after I called the manager) to cash the money order, all they did was call a numer to verify that the money order was good. I think it's either a policy at the Walmart stores down in Galveston County, Texas, not to honor their own money orders, or the store employees are too lazy to call that number and hold long enough to get the info they need to cash them. Either way, it's bullshit.

Anyway, I think they'll cash HER money orders from now on. That manager will be a long time forgetting our conversation.

[Th1onein]

22. Yeah, right. That'd be really stupid.

Send them a copy of my receipt, so that if the money order gets lost in the mail, I can't even get my money back for it. Uh huh. Why not just cut out the middle man and send CASH?

[Occulus]

31. Never, never, EVER send cash.

I work for USPS. We use high-speed, automated equipment to sort letters. This equipment occasionally jams, and envelopes have been known- daily- to maul certain letters (no real criteria here- it's just the nature of the beast).

It sounds more frequent than it is; when you consider the sheer volume of mail we handle, you can be reasonably certain your letter will get there in one piece. However, it happens often enough that sending cash is a bad idea.

[geek_sabre]

32. umm, thats why you send a COPY

[Norrin Radd]

34. Went to buy a money order at the post office a few weeks ago,

and the clerk said I need to bring debit card next time instead of cash, and grumbled something about it being detrimental to the post office when people use cash. Bizarre. Never had that happen before or since. I don't even have a debit card.