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Home » Discuss » Archives » General Discussion (1/22-2007 thru 12/14/2010) |
HCE SuiGeneris (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 10:51 AM Original message |
What is "Mortgage Relief" |
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BlooInBloo (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 10:57 AM Response to Original message |
1. I don't know, but if it ever gets to foreclosure, immediately ask them to produce the deed.... |
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HCE SuiGeneris (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:05 AM Response to Reply #1 |
4. Thanks, Bloo |
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montanacowboy (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 10:57 AM Response to Original message |
2. You will not be able to do anything |
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mnhtnbb (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 10:59 AM Response to Original message |
3. Just to clarify, the value of your house is 20% less than your mortgage amount? |
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HCE SuiGeneris (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:06 AM Response to Reply #3 |
6. Yes -- the house is worth 20 % less than the mortgage amount. |
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sinkingfeeling (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:06 AM Response to Original message |
5. Oh my. Talk about all the wrong moves. Is it possible to raise the rental amount you're getting? |
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HCE SuiGeneris (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:07 AM Response to Reply #5 |
8. You pretty much nailed it. |
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sinkingfeeling (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:10 AM Response to Reply #8 |
9. I did find this and maybe it will help. |
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HCE SuiGeneris (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:15 AM Response to Reply #9 |
14. Thank you very much. |
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lumberjack_jeff (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:07 AM Response to Original message |
7. My mortgage was sold to freddie mac. I am getting a relief refi |
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HCE SuiGeneris (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:12 AM Response to Reply #7 |
11. I am afraid my employment history is too short of a term right now... |
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lumberjack_jeff (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:15 AM Original message |
Renting is probably an issue. But in the words of the my banker.... |
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notadmblnd (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:23 AM Response to Reply #7 |
18. Can you tell me a little about the process you went through? |
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lumberjack_jeff (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 01:14 PM Response to Reply #18 |
22. In my case I filled out a new application and paid $80. |
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jmg257 (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:10 AM Response to Original message |
10. Can you refinance? New rates are WAAY down compared to 8%. |
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taught_me_patience (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:17 AM Response to Reply #10 |
16. Hard to refinance when you are 20% underwater |
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sinkingfeeling (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:15 AM Response to Original message |
12. Go to the web site listed in reply 9 and answer the questions there. |
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Terran (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:15 AM Response to Original message |
13. You might find the links here helpful |
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HCE SuiGeneris (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:33 AM Response to Reply #13 |
19. I am relying on an unsecured wireless connection, |
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taught_me_patience (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:17 AM Response to Original message |
15. I think you're going to have a hard time lowering your rate |
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HCE SuiGeneris (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:35 AM Response to Reply #15 |
20. A second job on top of the 60 hours I work now? |
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notadmblnd (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:19 AM Response to Original message |
17. Google 'foreclosure prevention counselors and look for your state |
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HCE SuiGeneris (1000+ posts) Send PM | Profile | Ignore | Tue Apr-07-09 11:50 AM Response to Reply #17 |
21. Thank you very much. |
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