So the Treasury department doesn't want banks to release their stress test results and they don't

[RB TexLa]

want banks to pay them back even though a few have said they want to pay the money they received back?

If a bank has done well by the testing why would the government want to stop them from using that? I would think that would be in every advertisement the put out from the second they know the results. Are they trying to protect some of the banks that are not doing as well? Force the ones who have done better to stay under government restraint until the others catch up or surpass them?

[sandnsea]

1. If banks fail, we bail out the depositors

I would hope they are doing what is necessary to keep from having another trillion dollar bail-out.

[Zynx]

2. I think that Treasury anticipates more loan losses and they want the banks to have that

excess capital there to ride it out.

[RB TexLa]

3. They have let smaller banks pay it back, they are protecting 4 of the 10 biggest

market share. That's exactly what they are doing. There has been a lot of demonstration of the ability by most to raise capital, enough capital to even pick apart two or three of the ones that are going to fail the tests badly.

[Zynx]

4. Bank of America and Citigroup are in no shape at all to pay back the money.

They're probably not even solvent with it.

[RB TexLa]

5. I didn't say those two were solvent or going to pass.

I said some of the banks have demonstrated enough ability to raise capital to buy up the good parts of a couple who will fail miserably. That is if their failure is reported accurately by the government, and or they aren't able as they are trying to make the test so difficult to administer that they can blow it off as unreliable. They won't say the government is wrong they will just say their current business is too complicated for the test to be accurate and I'll bet the government goes along with them to protect them. It will be a "we tried to test their solvency but it's very difficult in the current environment," type answer.