Pet insurance... not unlike American Health Insurance.

[Shagbark Hickory]

I don't do snips, just read it.

http://www.cbc.ca/news/canada/british-columbia/story/2011/05/23/bc-petinsuranfce.html
Pet insurance ordeal riles dog owner
PetCare denies claim, then pays, citing miscommunication

[RavensChick]

1. Sad.

They got it real bad up there.

I have a wellness plan for my cat so that's good enough. Thanks for the article!

[Coyote_Bandit]

2. Several years ago

I had a 5 month old pup that was denied pet insurance. Seems that even though everything on his blood profile was normal - and has remained so for the 8.5 years since - h was disqualified because he had a pre-existing condition.

The older dog rescued from the puppy mill and who later developed all sorts of genetic health problems did qualify for pet insurance.

I opted to take my chances and go without the insurance.

[hlthe2b]

3. Here are pertinent snips for those who would otherwise not read

(To not include snippets in the OP will cause many NOT to read and I think this is an important article, so I will take the time to do so on behalf of that poster....:shrug:)

Pet insurance ordeal riles dog owner
PetCare denies claim, then pays, citing miscommunication http://www.cbc.ca/news/canada/british-columbia/story/2011/05/23/bc-petinsuranfce.html

--snip
Eastman paid well over $6,000 for health insurance for his two dogs, Chester and Ted, in monthly payments over a 10-year period.

However, after his dog Chester became ill this winter with diabetes and then cancer, PetCare insurance denied his claim for $8,000 in veterinarian bills.
--snip--
"We should have called the vet," PetCare marketing VP Susan Arts told CBC News, "There was a gap here — a miscommunication."

Chester was euthanized not long after his cancer diagnosis.

PetCare admitted it also failed to cancel the deceased dog's policy, as Eastman's had requested. Instead, the company cancelled the policy for Ted, his surviving dog, while continuing to bill Eastman for Chester. He caught the mistake three months later when he decided to cut his ties with PetCare and cancel Ted's policy.

******
The company claimed they needed proof of diagnosis.... Instead of contacting the veterinarian, they left the oneness on the dog owner to do so... While they ultimately paid, it only underscores that these kind of insurance policies will likely require lots of red tape, and time consuming back and forth (or overt argument) to get them to pay out. They profit, knowing most people will not do so... sigh...