flood control dams were installed upstream to control this small river. The confidence those instilled in both residents of Minot and in officials, caused the flood insurance requirements in Minot to be relaxed, and caused many, many residents to drop their flood insurance coverage.
As it turned out, the dams have been forced by excessive rains to pass water out of the impoundments, which has made this flooding much worse than it might have been. Now, without flood insurance, many homeowners and businesses will be uninsured for the flooding.
A chain of errors, misunderstandings, and a flood control design that did not anticipate current conditions will be the ruin of many people in Minot.
Very sad business. I hope there's ample assistance in this disaster from FEMA and other government agencies.
The New York Times covered this. Link below:
http://www.nytimes.com/2011/06/24/us/24flood.html