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Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region Forumsguaranteed wage $1K month, first the women blow the $$, then receive financial education
long long article about giving poor women $1000 months guaranteed income. good read.
but I do agree with this comment:
First, why must they use a black woman as the face of poverty ALL THE TIME.
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https://www.washingtonpost.com/politics/2019/09/01/month-no-strings-attached/
The women started receiving the checks in December. Many of them kept their participation secret because they were afraid that neighbors and relatives might ask for money. To protect their privacy, Nyandoro held a meeting in a place that people in their community rarely ventured: a gourmet ice-pop shop in an upscale neighborhood about a 10-minute drive away.
Some of the women talked about their gift-filled Christmases and sported new hairstyles. Some said they took a sick day for the first time. They began paying off overdue electricity bills and high-interest loans.
Kira Johnson, a social worker, asked how much money the women had saved.
I blew all of it, Gray recalled. It only took a weekend.
Most of the women said the same thing. In a month, nearly all of the money had vanished.
The situation exposed a truth about poverty. The women knew how to make minimum-wage paychecks stretch, Johnson said, but they had little experience with discretionary income.
Then, they asked if we were going to hand them the next check, Johnson said.
When Johnson heard the request, she realized something else: Before the program, most of the women had not used a bank account.
The discussion at the shop exposed another truth for the women: Receiving money would not be enough on its own to lift them out of poverty. If they were going to save anything, the women said they would need a little more guidance and support about how to do it. Johnson set them up with a financial adviser who taught them about savings accounts, interest rates and building credit.
Soon, Johnson said, the women began sharing small victories. One woman used the extra money to take time off and finish community college. Some sent their children to day camp. One woman filled her gas tank to drive her children to see their grandfather in Pennsylvania. The children had never met him.
At the end of six months, none of the women reported using an emergency lender. Nearly all said they had enough money to buy school supplies, when fewer than half had said that before. They reported cooking more balanced meals, visiting the doctor and attending church more often.
USALiberal
(10,877 posts)stopdiggin
(11,296 posts)do we always have to use a "picture" of a black person in the context of poverty, or poverty program. reinforcing a stereotype is the issue.
wryter2000
(46,037 posts)Sure, there might have been a few new hair-dos, but I'll bet they spent most of the money on bills they hadn't been able to pay.
sarisataka
(18,600 posts)Buying school supplies, sending kids to camp, eating better, seeing a doctor...
Doesn't sound like "blowing" the money to me, even if there was a new hairdo or two
Johnny2X2X
(19,038 posts)There's a way to do it without being condescending.
phylny
(8,379 posts)Those in situational poverty (lost a job, came here from another country and can't work in their profession, recently widowed or divorced) generally already have the skills to manage money, time, etc. Those in generational poverty (they have never not known poverty) simply do not have the skills to manage money, time, etc. They are not stupid and this is not their fault - they just have never been taught. True of all people.
Union Label
(545 posts)After reading the article it does state that is for African American single mothers so I'm going with not racist in the article.
A nonprofit organization was looking to give 20 African American single mothers living in public housing $1,000 each month for a year. Theyd be able to use the money in any way they pleased.
brush
(53,764 posts)thereby boosting the economy while teaching money management skills to those who haven't had experience with discretionary funds.