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Wed Mar 18, 2020, 01:38 PM

Anthem (Blue Cross Blue Shield) just emailed me with their COVID19 response

It looks like they'll cover the test but that's it.

COVID-19: See a doctor online at no extra cost through June 14, 2020.

Your benefits are changing to give you extra support right now, including online visits with board-certified doctors 24/7 at no cost through June 14, 2020.

Here's how your health plan helps you: Check symptoms and have doctor visits from home
You can download the free Sydney Care mobile app for a quick and easy way to evaluate your symptoms. You can connect with a doctor through a LiveHealth Online video session or a Virtual Care text session right from your phone. The doctor can evaluate your symptoms, help you understand whether you’re at risk for COVID-19, and let you know whether you need to visit a local health care provider in person for COVID-19 testing.

LiveHealth Online is available for members at no extra cost through June 14, 2020.

...

Additionally, if your plan includes a 90-day mail-order pharmacy benefit, talk to your doctor about whether changing from a 30-day supply to a 90-day supply is appropriate. You can get your 90-day supply through our home delivery pharmacy for most medications. Call the Pharmacy Member Services number on your ID card to learn more.

  If you need a COVID-19 test, it's covered. Your Anthem health plan covers COVID-19 testing and the visit where you get the test with no out-of-pocket costs.

If you're diagnosed as having COVID-19, your Anthem health plan benefits apply to treatments.


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Reply Anthem (Blue Cross Blue Shield) just emailed me with their COVID19 response (Original post)
ecstatic Mar 2020 OP
woodsprite Mar 2020 #1
Hoyt Mar 2020 #2
ecstatic Mar 2020 #3
Hoyt Mar 2020 #4

Response to ecstatic (Original post)

Wed Mar 18, 2020, 01:41 PM

1. Unless I'm reading it wrong, the last line says they'll cover treatment as well if diagnosed. nt

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Response to woodsprite (Reply #1)

Wed Mar 18, 2020, 01:45 PM

2. As I read the last line, it means your normal benefits apply to treatment. So, you'll have copays,

deductible, etc.

Fortunately, most folks aren't going to need extensive treatment and if you do, most policies have a cap on out-of-pocket costs.

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Response to Hoyt (Reply #2)

Wed Mar 18, 2020, 01:50 PM

3. That was my interpretation as well

Hopefully Congress will fill the gaps.

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Response to ecstatic (Reply #3)

Wed Mar 18, 2020, 01:54 PM

4. Exactly.

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