A question that is not political, but has anyone's auto insurance gone up drastically?

[imanamerican63]

I had switched to a new insurance company last October! I got a good rate for 2 vehicles and was paying about $150.00 each month for six months. I get an email stating that they going withdrawal $175.00 out of checking on the sixth of May. I haven’t been home to see the renewal yet, but that is an increase of $170.00 every six months! That is steeper than I have ever seen! I haven’t had any claims nor anything put on my or mother’s driving records. Just wonder If anyone knows what’s going on?

[bullimiami]

1. No and Nationwide sent refunds because they are paying out fewer claims.

[imanamerican63]

3. That is who I have!

I guess I will be calling them tomorrow for sure now! Thanks

[imanamerican63]

12. Correction, I I have Progressive not Nationwide!

I had Nationwide prior to Progressive!

[dansolo]

25. Progressive is shitty. Can't wait to change from them.

Our rates got increased dramatically two years in a row, and unlike other companies, they aren't reducing the premiums. They also got rid of all their local agents.

[Shermann]

29. +1

[Proud liberal 80]

2. Mine went down

With USAA

[MANative]

7. Mine, too

And got an email from the CEO a couple of days ago that there would be another cut/rebate later this month.

[Chainfire]

30. Mine too

[Marrah_Goodman]

31. USAA is the best

My son and my bf have it.

[LuckyCharms]

4. Most people at this time are getting rebates on their auto insurance premiums.

I believe this is generally due to fewer claims processed during the Covid-19 pandemic because fewer people are driving and therefore, the companies are more profitable as a direct result of this.

My insurance company has announced a 15 % rebate to auto policy holders on two months of premiums.

I would call your company to question the increase.

[imanamerican63]

5. That is my plan!

[Totally Tunsie]

39. Got the same 15% rebate from Travelers.

They sent a letter stating the reduction for April and May premiums, but didn't say how they'll reimburse those who pay all upfront, rather than monthly. I'm waiting to see if they refund my credit card or if they carry it forth to the next renewal. When you think of it, however, it's really not all that much $$$ coming back, maybe $35 in my case (at $1,400/yr.) Nice gesture, though.

[LuckyCharms]

40. I'm with NYCM. They said they would be sending a check soon under

separate cover. I agree with you, mine won't be much either, but the gesture is a good one.

[rzemanfl]

6. Ours went down temporarily due to virus. n/t

[mbusby]

8. State Farm...

...dropped a few on ours.

[Wawannabe]

9. Geico is returning some of my premium

When I renew. But I will be shopping around anyway because it will be a whole new ballgame after this.

I would def. call them.

[imanamerican63]

10. Thanks

[slingsam]

21. Are you getting a refund? Geico told me they were giving me a rebate on my next premium

[Wawannabe]

23. If I go to another co

They will have to refund. Right now it is a credit to my renewal... they can call it what they want but in the end if I move my business it will be a refund.

[Maeve]

11. Progressive is giving refunds

Is age a factor?

[imanamerican63]

13. Don't know!

My mother will 83, and she only drives when she needs to do errands.

[Maeve]

16. My mom's car insurance was way high

One of the reasons we were able to convince her to sell the car. (She's 89 and really did NOT need to be behind the wheel)

[imanamerican63]

18. With me being on the road, she needs to be able to get around.

I have 2 sisters that still live in Omaha, but one doesn’t drive anymore and the other is busy taking care of her family. My mom is quite still able to get around and knows when not go out, then youngest sister get my mom to where she needs go.

[virgogal]

26. Good for her.I am 85 and

only use the car for local errands...no highway or night driving.

[imanamerican63]

38. Same as her

[Maeve]

36. Didn't mean to imply that she should stop driving

Just noting that insurance companies sometimes crank up the cost as people age.

[imanamerican63]

37. I know, just explaining why my situation.

[obamanut2012]

14. Refund of 15% and paying 15% less for my next six months

There is zero way your insurance went up unless you did something. The $170 is probably the "down payment" on your next six months/year/whatever yours is set to. They always take two months out for me, because I pay six months in four payments.

[doc03]

15. I had one accident that was my fault in 50 years

and my rates doubled. I am looking for a new insurance carrier this year.

[demigoddess]

17. we got refunds for not driving as much.

[tavernier]

19. Got a refund from Allstate.

[McCamy Taylor]

20. Most people are not driving and the roads are empty.

Maybe it was a "bait and switch" and you need to get new insurance.

[imanamerican63]

22. Gonna look into that!

[sinkingfeeling]

24. No, have gotten two rebates from.mine. One for good driving and a

second for lower mileage.

[Amishman]

27. Might be your area had a lot of claims

Geography is a major factor in how rates are calculated. Our insurance is cheap, $110 / mo for two cars and near max coverage and a 500/100 coverage. We also live in a rural area with a low rate of accidents.

[Marrah_Goodman]

28. No, progressive is giving 20% refunds

[Bernardo de La Paz]

32. Read fine print. Often dangle tiny premiums first few months only as bonus for switching. . . nt

[sarisataka]

33. Several possible explanations

Could be age related, rates go up after you turn 55. Also could be a general rate increase in your area. They may have given an introductory rate that has expired. Nearly every state allows your credit rating to be considered and that can have a surprisingly large effect on your auto insurance

[mantis49]

34. Mine went down.

Farmers Insurance. Due to less driving overall.

April discount 25%
May discount 15%

[ananda]

35. No.

In fact, my insurer is sending me a 20% refund
because of the virus. It's coming at the end
of this month.

[phylny]

41. We got a refund from USAA. n/t

[Kaleva]

42. No. Progressive is giving a 20% refund for April and May.