The Stimulus check for my wife and me arrived

[MineralMan]

on Monday about 1 PM. I filled out a deposit slip and headed for the bank right after the mail came.

I have never seen the drive-through banking lanes so full. There were at least 24 cars lined up to access the services. I considered waiting until the next day, but stayed in the line. The large branch bank office near me has 8 drive-through lanes, plus two ATM drive-through lanes. There was a line backed up at all of them.

As I waited, I wondered if everyone in the line had just gotten their stimulus check. That could be, I thought, but it was also the first Monday of the month, so there might well have been paychecks and other checks people were depositing.

After about half an hour, it was my turn. I put my check and deposit slip in the canister and sent it up through the tube to the teller. While I waited, I used some Purell on my hands, since who knows who handled it before.

The cheerful, chirpy teller came on the screen after a minute and said, "There sure have been a lot of those checks coming in today." So, my question was answered without asking. Apparently a bunch of them arrived in people's mailboxes on May 4. I pulled ahead to let the next person in line drive up, and then sanitized my hands again before driving off.

As an aside, though, I'm still wondering why people just sit there in their cars after their transaction is complete, slowly putting paperwork back in their wallets or purses, and doing whatever else it is that they do before driving away. What an inefficient process! All a person would have to do would be to drive forward about 20 feet and then do their rearranging before driving off. That would let the next person drive up to the drive-through terminal. That's a pet peeve of mine.

[Historic NY]

1. Why I have direct deposit....

[MineralMan]

2. Yes. I gave the IRS my bank info, but apparently I was already

scheduled for a paper check. Most payments I receive are direct deposit, but I have a client who sends me my retainer check every month, so I have to take that to the bank. I could use the bank's cell phone app to deposit with a photo of the check, but I won't have the bank app on my cell phone. It's too hard to keep the phone from saving my logon information. So, I will not install their app. I access the bank on my desktop PC, though, but I don't see a photo deposit options on the website.

[The Velveteen Ocelot]

3. As to your last remark: it's because people are oblivious.

Back in the old days when more people used checks, I recall more than one instance of standing in a long line at a checkout counter while the customer at the cashier appeared to be carefully and leisurely balancing his/her checking account after paying.

[MineralMan]

5. Oh, I know. It's the same everywhere.

Back in the day, I used to be frustrated by people who waited until they got their total at the supermarket to take their checkbook out of their purse and start to write a check. Then, of course, they'd take time to put the receipt in their purse, after the transaction, and maybe rearrange some other things in there.

There are many frustrations caused by people who appear to be unaware of those waiting behind them. Sometimes, it's just absent-mindedness. Sometimes is passive aggression. Either way, patience is needed.

My very least favorite example in that regard is going through the Taco Bell drive-through line. The person in the car in front of me is always someone who has apparently never ordered takeout from a Taco Bell before, and has no idea what they want to order. So, they study the menu on the display, and gesture toward it as they order each individual item, as though someone can see them pointing at the item on the menu. Meanwhile, the line gets longer and longer behind them, while they remain oblivious. I suspect that, in most cases, they order the same exact items they ordered the last time they were there, anyhow.

[True Blue American]

31. The main reason I began to use one

Credit card for everything. One check at the end of the month, verify every expenditure and also know how much you spent.

You can pay mobile but I still like to check off what I spend. Extra security with purchases and now cash back.

[redstatebluegirl]

4. We got ours today, direct deposit once I was able to to to irs.gov and add our information.

[nykym]

6. I just checked my bank account

and there it was direct deposit.

[House of Roberts]

7. I put my info in for the direct deposit on Saturday.

I'm keeping an eye on my account for a deposit, and my mailbox in case they sent me a paper check. It's still pretty early for the payment to go through, I expect. Tomorrow I should get my unemployment deposits.

[mokawanis]

10. I put my info for direct deposit in about 2 weeks ago

and the money showed up in my account today, so it did take a while.

[TEB]

8. Glad you received it

It’s our money anyway

[MineralMan]

9. We used half of it in paying our property tax bill.

Yay!

[TEB]

12. Absolutely I understand

[MineralMan]

13. Our property taxes and insurance are not

escrowed by our mortgage lender, so we're very careful to make sure they are paid on time. The lender would love nothing more than to force us to escrow those things.

[TEB]

14. Very true

[badhair77]

11. I saw several long lines at local banks yesterday.

It never occurred to me these people received their checks. We’re still waiting for ours but we’re near the end of the alphabet.

[bobbieinok]

15. Check receipt, count money before driving away so can get immediate help if there's mistake

Got $20 too little once!

[Coventina]

19. Yeah, well, you are just being selfish, apparently.

[GusBob]

23. Of course you check your receipts, theres a 20 minute line

You dont want to wait again if there is an error What I find interesting though, this Sunday past the gentleman posted an entry observation that folks when out in public should mind their own business
Except him

[Coventina]

24. heh

funny how that works!

[Tracer]

16. Finally got mine today by direct deposit.

I was really beginning to wonder if it would ever come.

[virgogal]

17. I went to the drive-up one AM,third car,and the person being served took TEN minutes with no

sign of leaving. I went back another day. Patience is NOT one of my virtues.

[Hekate]

18. Use it in good health, MM

as my husband would say

[chia]

20. I take a moment to put on Purell before touching the wheel and shifter, then move forward

to put everything away and no one's honked at me... yet.

[GeorgeGist]

21. Some folks (like me) like to assure themselves that all is accurate ...

before leaving the window.

[keithbvadu2]

22. It's a one-way view.

It's a one-way view.

The line only exists in front of us.

It is those folks who are slow.

(Sarcasm thingie goes here.)

[CCExile]

25. I love depositing checks by smart phone.

[machoneman]

26. The Post Office picks up the Treasury checks in bulk form as they come off the...

printers, get collated, sealed, loaded into containers, boxed in bigger containers and get fork-lift loaded into the trucks. The Treasury is apparently loading some algorithm into their computers to regionalize, I bet by zip code, what is printed each day and shipped to the P.O. each day.

I used to work at UPS long ago and we did handle overflow P.O. bound letters, usually at Christmas, where pickups came from big offices (think: banks, lawyers, financial firms, etc.) who were sending out thank you cards.

Btw, I haven't seen yet any data of who is getting their checks first. What I mean is: I have zero doubt that Trump and his evil cabal demanded that the printed checks were to be sent our to red state zip codes first, California, NY and IL be damned with far, far larger populations. I suspected this some weeks ago as my gal's winger parents, who live in North Dakota, got a check VERY early on. Hence my suspicions.

We'll find out later if this true but I wouldn't bet the farm against my theory if I were you!

[Mad_Dem_X]

27. My husband and I haven't gotten ours yet

I told him I wanted to donate some of ours to Joe Biden's campaign.

[bedazzled]

28. I expect them to take a minute or two to count their money

Went to the bank a couple of weeks ago .... counted money ... 100 over .... counted again fine. That always happens to me. Anyway it turns out it WAS 100 over! Wasn't gonna wait on that line again so i called them and they came out to get it. Strange times

[Stainless]

29. My check arrived on Tuesday

I deposited it without leaving the house (mobile banking app). So much easier and convenient.

[True Blue American]

30. I took mine

To the drive in, the line of cars clear out on the Main Street, drove through the parking lot, came home.

The check is good for a year. Waiting for the banks to reopen.

Beauty Salon today.

[True Blue American]

32. Next question

Will we have to pay taxes on it or, like the Bush bonus that turned out to be a loan pay it back?

[House of Roberts]

33. It took from May 2 to May 13 to get my direct deposit.

I'm glad that's done. Now they have the database to get the next one out much quicker.