What would happen if you accidentally washed your 1200 check in the laundry?

[mahina]

I mean, hypothetically?

And who would you call or write to get it replaced, and how long would that take do you think?

Asking for a friend.

I really am.

[NCjack]

1. Depends. Is your friend a Repuke?

[mahina]

4. Oh God no.

[NCjack]

7. A friendly banker will advise your friend on how to make a claim.

[mahina]

10. Thank you!

I’ll call right now. Mahalo NCjack.

Holy cow.

[Skittles]

11. heh

[Yonnie3]

2. You could get the 1200 as a tax credit on the 2020 tax return

That's how it worked with the last stimulus.

[mahina]

9. Thank you :(

He already filed his taxes.

He’s pretty mad.

[Yonnie3]

12. The 1200 credit would be on his return filed in 2021.

This year's return is not a factor.

There may be some avenue to get a replacement, but right now it appears the IRS isn't answering phones or responding to mail. Sorry.

[Sanity Claws]

3. Trump is into money laundering

so maybe he'll understand and send you a replacement.

However, I don't think you should count on it.

[ramblin_dave]

5. What condition is it in?

If the routing and account numbers, your name and amount are readable, a bank may still accept it. I once had a check mangled by mail processing equipment, and taped enough of it together that the bank took it.

If not, call the IRS and explain what happened and see what needs to be done to get a replacement.

[mahina]

6. Appears to have disintegrated completely?

I have washed checks before and they always survived maybe a little blurry and maybe a chunk or two missing but never just completely straight up disintegrated.

For this reason I maintain that it wasn’t in that pocket at all

He’s pretty mad though

[yardwork]

14. I agree with you. It's unlikely to have disappeared.

[pwb]

8. Right away? No red tape with pukes in charge.

It would be the fastest check ever replaced.

[Cicada]

13. You could call the IRS to explain. When the IRS returns to life.

I used to answer IRS phones in school lots of checks get stolen from mail boxes, or sent to the wrong address. The IRS first checks to see ifvthe check was cashed. If not you sign a statement under penalty of perjury and they send you a new one. If it was cashed you have to swear it’s not your signature and fill out forms.

[mahina]

15. Thank you!

[Cicada]

16. Unfortunately it takes a couple months even after they return to work

[Cicada]

17. The IRS May be way behind getting replacement checks out

The IRS has never sent out so many checks. And they are delaying all kinds of other work. So they may run months behind in getting out replacements for lost, stolen or washed in the laundry checks.