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Fri Jul 24, 2020, 07:35 AM

So I guess that's it? With a whimper not a bang? The extra

$600 unemployment stops today. My income will drop to $220 a week. I'm 60, taking care of my spouse and myself. My job is gone and not coming back. I'm in a hot city, no one is hiring. We're short of an early retirement by a year or so. Without extra help there is no hope of making it out alive. We will be wiped out and homeless.

I'm beyond stressed and frightened.

I'm one of 25 million stories.

90 replies, 10683 views

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Reply So I guess that's it? With a whimper not a bang? The extra (Original post)
Luz Jul 2020 OP
Laelth Jul 2020 #1
soothsayer Jul 2020 #2
Chili Jul 2020 #3
CatLady78 Jul 2020 #4
Evolve Dammit Jul 2020 #43
uponit7771 Jul 2020 #5
GreenPartyVoter Jul 2020 #6
hurple Jul 2020 #7
Jedi Guy Jul 2020 #53
Glorfindel Jul 2020 #8
Tiger8 Jul 2020 #21
Dark n Stormy Knight Jul 2020 #80
mgardener Jul 2020 #9
zentrum Jul 2020 #10
shanti Jul 2020 #58
Baitball Blogger Jul 2020 #11
jayschool2013 Jul 2020 #15
Baitball Blogger Jul 2020 #16
jayschool2013 Jul 2020 #19
Sogo Jul 2020 #47
druidity33 Jul 2020 #48
jayschool2013 Jul 2020 #51
Scarsdale Jul 2020 #64
Dan Jul 2020 #59
DFW Jul 2020 #86
jayschool2013 Jul 2020 #87
DFW Jul 2020 #88
jayschool2013 Jul 2020 #89
stpetegreg Jul 2020 #52
OMGWTF Jul 2020 #63
yellowdogintexas Jul 2020 #69
DFW Jul 2020 #85
jmbar2 Jul 2020 #17
Hestia Jul 2020 #31
druidity33 Jul 2020 #49
appalachiablue Jul 2020 #75
Luz Jul 2020 #20
CatLady78 Jul 2020 #46
hamsterjill Jul 2020 #54
ms liberty Jul 2020 #57
cayugafalls Jul 2020 #12
Wawannabe Jul 2020 #13
Bengus81 Jul 2020 #14
spooky3 Jul 2020 #26
CatLady78 Jul 2020 #44
moonscape Jul 2020 #18
calimary Jul 2020 #22
Evolve Dammit Jul 2020 #45
BComplex Jul 2020 #23
PatrickforO Jul 2020 #24
rwsanders Jul 2020 #25
people Jul 2020 #29
CatLady78 Jul 2020 #40
appalachiablue Jul 2020 #77
iluvtennis Jul 2020 #27
Post removed Jul 2020 #28
CaptainTruth Jul 2020 #30
Demsrule86 Jul 2020 #38
madeup64 Jul 2020 #32
Demsrule86 Jul 2020 #35
Demsrule86 Jul 2020 #33
FBaggins Jul 2020 #34
durablend Jul 2020 #37
Jedi Guy Jul 2020 #55
durablend Jul 2020 #36
Jedi Guy Jul 2020 #56
Wednesdays Jul 2020 #68
BlueAJ Jul 2020 #39
Oppaloopa Jul 2020 #50
gopiscrap Jul 2020 #90
Tiger8 Jul 2020 #41
gordianot Jul 2020 #42
czarjak Jul 2020 #60
MySideOfTown Jul 2020 #61
Totally Tunsie Jul 2020 #66
MySideOfTown Jul 2020 #71
Totally Tunsie Jul 2020 #72
MySideOfTown Jul 2020 #78
Totally Tunsie Jul 2020 #79
Celerity Jul 2020 #84
Blue Owl Jul 2020 #62
littlemissmartypants Jul 2020 #73
HootieMcBoob Jul 2020 #65
warmfeet Jul 2020 #67
Richard D Jul 2020 #70
SunSeeker Jul 2020 #74
Demsrule86 Jul 2020 #76
cstanleytech Jul 2020 #81
jimlup Jul 2020 #82
BlancheSplanchnik Jul 2020 #83

Response to Luz (Original post)

Fri Jul 24, 2020, 07:40 AM

1. I feel you.

My situation is similar, although I am a decade away from any possibility of retirement. Things are going to get ugly, and I suspect that there are about 40 million stories like ours in the United States.

Good luck!

-Laelth

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Response to Laelth (Reply #1)

Fri Jul 24, 2020, 07:42 AM

2. Right there with ya

Good luck to us all!

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Response to Luz (Original post)

Fri Jul 24, 2020, 07:47 AM

3. I am so sorry

Please hang in there. Try not to get too down (I know, it's hard).

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Response to Luz (Original post)

Fri Jul 24, 2020, 07:56 AM

4. I am truly sorry

There has to be someone who can help....
This is the DU member formerly known as CatLady78.

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Response to CatLady78 (Reply #4)

Fri Jul 24, 2020, 10:37 AM

43. There is, but it stops with McConnell who has no soul

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Response to Luz (Original post)

Fri Jul 24, 2020, 07:57 AM

5. Damn, sorry bout this ... Trump's policies are hurting a lot of Americans

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Response to Luz (Original post)

Fri Jul 24, 2020, 08:41 AM

6. I am so sorry. I'm not there yet, but the possibility of having no job is looming over me. I pay for

the mortgage so this is a big deal. I might try working at a grocery store, but not sure if I can make enough to cover the mortgage.
This is the DU member formerly known as GreenPartyVoter.

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Response to Luz (Original post)

Fri Jul 24, 2020, 08:53 AM

7. I will keep you all in my thoughts

And I know that is little comfort. I have 2 children in that same boat. Both in their 20's. One never got the help, because her workplace saw what was coming and just fired a bunch of new hires before this state locked down. And because all of those fired had only been there a few months, none received unemployment because they had not been at the job long enough, and none got the $600 because their firing "was not coronavirus related."

It was a bank that did that, naturally.

I've been giving her $100/week to help her get through. I've been giving my son more, because he rents a $1000/month apartment off my wife and we've dropped his rent until he can find a new job. (We're possibly a few months away from losing that building because of it)

I thank the universe, daily, for my situation. I can work at home. And my job got busier, far busier, with the lockdown because I've had to work to stand-up work from home applications for 25,000 employees. Plus, my team has done such a great job we got an article about our work in a national magazine and all got promotions and raises.

But, I know that I am the exception, not the rule. My heart aches for my kids, and everyone in that situation. I don't know how to help them move forward.

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Response to hurple (Reply #7)

Fri Jul 24, 2020, 04:02 PM

53. Sort of in the same situation, though in Canada rather than the States.

My job was already work-from-home when Covid hit, and we got busier as a result of the pandemic. My wife is a chef, and the facility she works at of course had to close, but between normal EI and the CERB, she's bringing in $2000 a month. Less than when she was working, but enough for us to meet our obligations and still tuck money into savings, so we didn't really notice a lifestyle change at all.

She's stressed and concerned about her job coming back, naturally, but I keep pointing out that we're far better off than many, many, many people. We haven't missed a meal or a bill, and there are tons of people who have missed lots of both. Also, we don't live in a country where Covid is rampaging out of control...

I'd say I can't believe they let the $600 expire, but sadly, I can believe it all too well. So many people are going to be harmed by this... and as an extra-special mindfuck, many of them voted R and will vote R again.

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Response to Luz (Original post)

Fri Jul 24, 2020, 08:54 AM

8. Ah, but the people who REALLY matter are doing just fine

Here's an interesting article from Time:

https://time.com/5845116/coronavirus-bailout-rich-richer/

We should all be happy to sacrifice so that the ultra-wealthy can become the hyper-wealthy. Long live the Trump Fascist Kleptocracy!

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Response to Glorfindel (Reply #8)

Fri Jul 24, 2020, 09:54 AM

21. Oh, But but, ah....they're the JOB CREATORS

...and the more money they have, the more that will trickle down to us. (Yes, Americans actually believe this BS going on 40 years now, as they’ve gotten poorer and poorer, while the rich have gone the other way.)

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Response to Tiger8 (Reply #21)

Sat Jul 25, 2020, 12:02 AM

80. Most of the jobs they create

are crap.

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Response to Luz (Original post)

Fri Jul 24, 2020, 09:11 AM

9. Good luck

My son is in Hawaii
His income will drop too.
There is no tourism in Hawaii, therefore there will be no jobs.
My husband and I will have to support him for he too will be homeless.
I am so sad for all Americans.
This did not have to happen,
Trump and Republicans do not care if Americans live nor die.

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Response to Luz (Original post)

Fri Jul 24, 2020, 09:14 AM

10. He's a killer.

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Response to zentrum (Reply #10)

Fri Jul 24, 2020, 04:26 PM

58. Trump lies, people die n/t

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Response to Luz (Original post)

Fri Jul 24, 2020, 09:23 AM

11. What if, what IF we can convince our congresspeople to lower the age for retirement?

That HAS to be helpful to millions of Americans who are older and don't see their jobs coming back. I mean, what are the chances of getting a new job in a market that has more young people wanting to get to work and the inevitable age discrimination problems that older Americans will face?

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Response to Baitball Blogger (Reply #11)

Fri Jul 24, 2020, 09:36 AM

15. And lower the age for Medicare eligibility

If not MFA, at least Medicare for those 60 and older (as Biden has proposed) or 55 and older (as Clinton proposed in 2016). I would leave my job at 60 (18 months from now) if I weren't tied to its health insurance benefit.

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Response to jayschool2013 (Reply #15)

Fri Jul 24, 2020, 09:38 AM

16. Since we are in the danger age, it makes all the sense in the world.

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Response to Baitball Blogger (Reply #16)

Fri Jul 24, 2020, 09:45 AM

19. I have a nagging guilt

that my having a job all the way through my 65th of 67th birthday is stifling the careers of incredibly thoughtful and kind younger professionals. Yet I will need that job, not primarily because of the income, but because the cost of retiring before SS and Medicare eligibility is just too much for someone like me, who has worked since I was 16, full-time since leaving college, but who has also worked for modest salaries.

Let loose the power of youth by lowering the eligibility age for Medicare and Social Security, and by firming up the Social Security trust fund by lifting the cap on contributions.

See there, we just saved the world in a few paragraphs.

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Response to jayschool2013 (Reply #19)

Fri Jul 24, 2020, 02:37 PM

47. Great ideas!

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Response to jayschool2013 (Reply #19)

Fri Jul 24, 2020, 03:10 PM

48. I still wish DU.....

would work out a way to rec comments (ala dKos). Sometimes i agree 100% with something and would like to say so! As in your post i am responding to. I agree wholeheartedly with what you say here!

K&R

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Response to druidity33 (Reply #48)

Fri Jul 24, 2020, 03:36 PM

51. Thank you, and

In addition, it doesn't mean those of us between 55 and 65 would be put out to pasture simply because we suddenly had access to Medicare and a more secure Social Security in our future. Sure, some of us with enough savings, pensions, etc., would choose not to work again, but some might be motivated to take a chance at being an entrepreneur and starting a new business. We could freelance more easily (at any profession), and we'd have more time to volunteer to bring peace, prosperity and freedom to those younger than us who haven't had our advantages.

I don't know how anyone looks at the GOP right now and see anything other than their true philosophy: "It's a dog-eat-dog world out there, kid, and you're on your own. If you catch a disease, get discriminated against, are raped or lose your parents at a young age, here's a pair of bootstraps and a coupon for thoughts and prayers."

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Response to jayschool2013 (Reply #51)

Fri Jul 24, 2020, 06:35 PM

64. Universal Health Care would

help tremendously. Not having to worry about health insurance would mean so much not only to workers, but also employers. Start there, and then attack the other serious problems. My heart goes out to people who face unemployment, homelessness and hunger. If only it was as easy as Princess Ivanka thinks it is - find something else to do!

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Response to jayschool2013 (Reply #19)

Fri Jul 24, 2020, 04:26 PM

59. Interesting reading this

I was thinking about a few people that I knew back in the day - that were eligible for full retirement and fully qualified for SS/Medicare - but continued to work. One person worked until she was almost seventy and another worked until he was almost seventy-six years of age. Not that they needed the money, but because they could.

Our organization was having lay-offs and I asked them if they would consider retiring so that the younger staff might be retained (with their families/kids/house payments, etc.) - and there was no way in hell that they would do that. I couldn’t understand it.

Like you I had worked since I was a very young man - and when I reached sixty-five my body was exhausted and I couldn’t wait to retire. And of course as soon as I retired I started having health issues, and then once I recovered from that - then Mr. Trump’s virus.

But as I think about and live through this, we worry about our younger friends, relatives and others that are not as fortunate.

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Response to jayschool2013 (Reply #19)

Sat Jul 25, 2020, 07:32 AM

86. That may work for some or most, but not for everyone

I was glad for my job security 40, 30, 20, even 10 years ago. Now, at 68, I am probably looking at "bop til you drop." I would love to be working in a successor. But I painted myself into a corner, and can't find one. Those same qualifications that gave me my job security also have made it impossible (so far) to find someone to replace me. The pay is good, six weeks vacation time (European rules), and it involves a lot of travel to nice places (Paris, Utrecht, Barcelona, München, Geneva, Zürich, Brussels, etc etc etc). The only downside is the U.S. health insurance, but if you have an EU passport (I don't--just a residence permit and a work permit), even that can be circumvented.

I am always reminded of Clemençeau's admonition: "the cemeteries are full of irreplaceable people--all of whom have been replaced." Maybe so, but I am still waiting for my replacement to introduce him/herself. I'd prefer it to happen before any one way trips to a cemetery.

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Response to DFW (Reply #86)

Sat Jul 25, 2020, 09:58 AM

87. Perfect legislation

may not be possible, but if you let your specific situation be known to a legislator, the democratic theory goes that it could be addressed in the legislation as an exception that also needs coverage.

Be well, and I hope you can find a replacement, though each of us is, as you noted, irreplaceable.

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Response to jayschool2013 (Reply #87)

Sat Jul 25, 2020, 10:24 AM

88. My own personal situation is, and should be, irrelevant to any legislator

Almost no one is in my situation, and the last thing I have a right to do is expect the enactment of legislation for my own personal benefit. I fall through a number of cracks, and I have accepted it. My wife was a social worker in Germany before she retired. She knows full well that several hundred thousand Germans are without health coverage, because for decades, she worked with such people, trying to get them somehow back in "the system," although Germany's problem is that they don't have one, They have about ten.

The only legislation I want enacted affects more than just me. It affects about six million Americans living overseas, and that is residence-based taxation. The USA is one of exactly THREE countries in the world that does not recognize residence-based taxation. One of the other two is Eritrea, and the third is some other small nation in Africa, I forget which. All Americans with legal residences overseas are required to file US tax returns, which are expensive (due to local taxes also needing to be filed, causing expensive accountants' bills), and, in some cases, causing double taxation, despite existing treaties intended to avoid it.

I WISH I were replaceable!! For the benefits my job offers, you'd think I'd find a few people jumping at the chance to apply. The trouble is, the specific requirements, when put together, are difficult to assemble on one person, and two or three don't work. It was great when I didn't want the competition for my position--I never had any. But now, it works to my detriment.

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Response to DFW (Reply #88)

Sat Jul 25, 2020, 11:20 AM

89. We're sliding toward Eritrea

in many ways. Peace!

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Response to jayschool2013 (Reply #15)

Fri Jul 24, 2020, 03:53 PM

52. Yup...

I am 62 and would definitely retire if I didn't require employer-paid health insurance for a chronic illness I've taken maintenance medications for since my early 30's. I was very happy to hear that Biden proposed lowering the age to 60 for Medicare. If he does, I will have a lot more free time...

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Response to jayschool2013 (Reply #15)

Fri Jul 24, 2020, 06:24 PM

63. We have many friends who can retire except for the cost of healthcare.

Thankfully, I get Medicare starting in December but in the meantime I pay $740 a month for shit insurance that has a $5,000 deductible. I get a physical every two years because that’s what it allows. Essentially, I am paying $8,880 a year for a motherfking flu shot.

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Response to jayschool2013 (Reply #15)

Fri Jul 24, 2020, 08:22 PM

69. this ought to be the first step in MCA. Lower the eligibility age

It is a step in the right direction nd good start. Medicare was originally planned to expand in jut this fashion

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Response to jayschool2013 (Reply #15)

Sat Jul 25, 2020, 07:18 AM

85. My wife retired at 60 for medical reasons. I had to pick up her health insurance til she turned 65

It was well worth the €450 (about $500) a month, since she came down with a rare and deadly form of cancer at 64. It was that one case out of ten thousand where it was discovered by accident and in time to save her with a huge, complicated operation and a month in the hospital. If we hadn't been able to cover that, we probably would have been looking at a half million dollars in bills, probably double that in the USA.

My insurance situation is not even that good. When I moved my legal residence to Germany, I made an appointment to get German health insurance. Since my employer is still in the USA, it was more complicated than if I were employed by a German outfit. I was quoted a premium of €2500 a month, or about $35,000 a year, and that was nearly ten years ago. Pre-existing conditions count there, and they are not shy about taking them into account when quoting a price. People who spout off about how everything is free in Europe need to live there for a few years for a cold reality shower.

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Response to Baitball Blogger (Reply #11)

Fri Jul 24, 2020, 09:40 AM

17. That is a GREAT suggestion! Also, lessons from Argentina

I'm also wondering what this depression will do to social security assets. Those who are retired now are being paid from the wages of the working. Once that dries up, the elders will be in the same boat. Social security isn't much, but it does keep us off the streets. For now.

For some interesting ideas, read up about what Argentinian people did when their economy collapsed. They started a lot of cooperative endeavours - taking over idle factories, hotels, etc.

https://www.shareable.net/a-decade-after-the-take-inside-argentinas-worker-owned-factories/

Naomi Klein and Avi Lewis did a documentary on it called "The Take".

It's time to get radical.

My heart goes out to everyone facing this frightening situation. Hang in there.

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Response to jmbar2 (Reply #17)

Fri Jul 24, 2020, 10:21 AM

31. OMG - I just sent a suggestion to set up a sub-forum for a Worker Cooperative type of

discussion group - literally!

SE Johnson Wax is a Private/Worker Cooperative & King Arthur Flour, along with Gardeners Supply, is a Worker Cooperative. I am not sure of the numbers now, but 300,000 Cooperatives were running in 2001 I believe.

A group of businesses in NYC set up a Cooperative for their businesses in one area.

It is one of the only ways a worker gets a say in their job and profits.

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Response to Hestia (Reply #31)

Fri Jul 24, 2020, 03:14 PM

49. There is difference...

between a worker owned cooperative and a cooperative business. I work for a food coop (Union job) but it's not worker owned and at times it's painfully obvious that management and the Board don't actually talk to too many employees. Worker Owned coops are better. See Mondragon in Spain as an example.



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Response to jmbar2 (Reply #17)

Fri Jul 24, 2020, 11:11 PM

75. +1 Thanks, I didn't know of this or the documentary. Co-ops

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Response to Baitball Blogger (Reply #11)

Fri Jul 24, 2020, 09:48 AM

20. Yes, this. Lower SS to 55 and it would give younger workers

more opportunities. My father worked for Texaco in the 70's. They offered him early retirement for this reason. The workforce was being trimmed, and it saved good jobs for young ones.

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Response to Baitball Blogger (Reply #11)

Fri Jul 24, 2020, 10:48 AM

46. This would be great.nt

This is the DU member formerly known as CatLady78.

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Response to Baitball Blogger (Reply #11)

Fri Jul 24, 2020, 04:06 PM

54. This would help me and others I know a lot

I’m 61 and who is going to hire me when there are over a hundred applicants for every job. Give us Medicare and let us leave the available jobs to the younger generation!

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Response to Baitball Blogger (Reply #11)

Fri Jul 24, 2020, 04:14 PM

57. Talk to Liz Warren. It is one of her ideas

And she talked about it a lot.

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Response to Luz (Original post)

Fri Jul 24, 2020, 09:24 AM

12. I know sorry does not help, but I am sorry.

I apologize for the beast in the house. For the republicans and for anyone who slights your plight.

I wish there was more we could do. One billionaire could eliminate all the pain.

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Response to Luz (Original post)

Fri Jul 24, 2020, 09:27 AM

13. I think there is going to be

An added benefit. Just not $600. I really hope so for your sake and so many others.

I have a job but barely make the rent. Right now behind on car tabs for the year but insurance paid. Can only do one thing at a time. I am looking for second job but not getting hired I think because I have a job.
This is the DU member formerly known as Wawannabe.

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Response to Luz (Original post)

Fri Jul 24, 2020, 09:30 AM

14. How long did it take Republicans to run that 14% tax cut for Corporations thru--about five minutes??

When it comes to more help for millions and millions who need it NOW the hand wringing with those fucks goes on and on.

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Response to Bengus81 (Reply #14)

Fri Jul 24, 2020, 10:16 AM

26. Exactly Nt

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Response to Bengus81 (Reply #14)

Fri Jul 24, 2020, 10:43 AM

44. That is almost criminal really

These are their own fellow citizens...they can't even say it is going to Mexican druglords or whatever the current bs line is...
This is the DU member formerly known as CatLady78.

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Response to Luz (Original post)

Fri Jul 24, 2020, 09:42 AM

18. This is so heartbreaking - your story and how

it echos in so many lives.

The cruelty of this administration and the other side of the aisle is beyond comprehension.

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Response to Luz (Original post)

Fri Jul 24, 2020, 09:58 AM

22. NO. This does NOT end.

My Indivisible group is gonna be making more noise about BOTH crises: the unemployment benefit AND the eviction moratorium. We get together (now, via Zoom, every Saturday to shape the following week’s asks and event tracking.

And I'm going to start some new messaging:

"Republicans don't want to help you."

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Response to calimary (Reply #22)

Fri Jul 24, 2020, 10:45 AM

45. "We know what they want. They want more for themselves and less for you. And now they're coming for

your social security. And they'll get it too, and give it to their rich, criminal friends on Wall Street."
RIP George Carlin

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Response to Luz (Original post)

Fri Jul 24, 2020, 09:59 AM

23. Right there with ya, Luz. 4 months of unemployment is somehow supposed to make up

for a couple of trillion tax dollars going missing without a trace to a few republicans, but MILLIONS OF PEOPLE in the rest of the country can somehow fend for themselves.

Hmm. Seems fair.

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Response to Luz (Original post)

Fri Jul 24, 2020, 10:04 AM

24. I'm so sorry.

I'm not sure how effective your local workforce center is. To get your unemployment, you had to register with them, but you may not have contacted them for help. There is a lot of money out there for re-skilling people and putting them back to work. You might end up doing an OJT, which is a subsidized position that can turn into a permanent job when the subsidy ends.

Also, look up your job on ONET Online if you have a computer with access to internet, which you probably do or you wouldn't be posting on here. It is https://www.onetonline.org/

The reason I say this is when you go in, you can see a section called 'related jobs.' This can give you some insight about other things you might be able to do.

When you have this in hand, you might visit https://www.careeronestop.org/JobSearch/job-search.aspx. I have set the page for you in this link so you can enter various job titles, specify your location and find job listings.

Jobs are being listed now - I'm not going to lie and say that you won't encounter ageism, because you will. This shutdown of the economy due to pandemic has been a double whammy to older Americans. During the recovery from the last recession, people who were 62 or older were about half as likely to get another job, and the pay for the new job tended much lower, again a bit more than half of what they were making. So that sucks. But you're sixty. Not quite there yet. Your odds are a bit better.

In addition, try and find some job search support groups - many are still meeting, but virtually. You are not alone, and the value of participating in such a group is that not all of you are trying to find the same thing. Others in the group may well have leads that you could follow.

I wish you the best moving forward, Luz. But do reach out. There may be other help available in your community too.

Do keep us posted about how you are doing when you can.

This is the DU member formerly known as PatrickforO.

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Response to Luz (Original post)

Fri Jul 24, 2020, 10:08 AM

25. DU set up a fund for candidates. How about a fund for members to help members?

It wouldn't take much for us to bump a few people through a few mortgage payments.
What about it everyone?

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Response to rwsanders (Reply #25)

Fri Jul 24, 2020, 10:19 AM

29. A fund to help members

I think that is a good idea. For anyone out there who knows how to do that.

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Response to rwsanders (Reply #25)

Fri Jul 24, 2020, 10:30 AM

40. This is a good idea-I'd make a donation

Not a large one right now...but certainly a contribution.
I feel bad you guys are hurting so much. People are hurting everywhere.
But that is really no solution-one wants to help when one sees these things...But the solution has to come from the Democrats..it certainly won't be coming from anyone else. Though, really it should be across party lines by now.

This has to be addressed politically...relief has to be provided to people who are hurting this badly..especially older people who have fewer options.
It cannot be addressed by billionaires and charity etc. (or at least that is not a real soln.) The govt has to step in....
This is the DU member formerly known as CatLady78.

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Response to rwsanders (Reply #25)

Fri Jul 24, 2020, 11:14 PM

77. Great idea, let's do it. A fund for DU members

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Response to Luz (Original post)

Fri Jul 24, 2020, 10:17 AM

27. Luz, my heart goes out to you. Let's hope tah House of Reps is able to get the extra $600/week

approved. Please stay strong.

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Response to Luz (Original post)


Response to Luz (Original post)

Fri Jul 24, 2020, 10:21 AM

30. I'm so sorry. Do you have an IRA you can withdraw from?


When I went through a divorce & moved cross country I had to take early withdrawals from my IRA for a few years until I got my business going again. You'll pay a 10% penalty for early withdrawal, but in my case I had charged up about $60,000 on my credit cards & it came down to a matter of having a roof over my head or not. Plus, for me, the 10% penalty was a lot less than credit card interest rates, so I did it. It got me through.

I believe there's a way to avoid the penalty if you set up regular recurring withdrawals, like you "retire early," but I didn't do that so I don't know exactly how it works.

I wish you the best of luck, we're all in this together.

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Response to CaptainTruth (Reply #30)

Fri Jul 24, 2020, 10:28 AM

38. There is talk of waiving the 10 % penalty and I believe that will happen, but taxes will

need to be paid. However, the market is going to crash if the GOP decides to commit political suicide ,and you need to protect your money before this happens...

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Response to Luz (Original post)

Fri Jul 24, 2020, 10:24 AM

32. I'm astounded by how many people don't realize this is going to hurt everyone

The ripple effects of billions of dollars instantly going out of our economy per week when the economy is already in terrible shape is going to be catastrophic.

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Response to madeup64 (Reply #32)

Fri Jul 24, 2020, 10:26 AM

35. Oh I get it which is why I believe the 600 will be extended or a deal that preserves it

will be reached.

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Response to Luz (Original post)

Fri Jul 24, 2020, 10:25 AM

33. I think the $600 will continue. I depend on it myself...they don't give a rat's ass about us

but unemployment will rise and the economy will worsen to a great depression level. This is on Trump and the GOP assholes watch. Self-interest in an election year...IE losing the presidential and Senate elections will make the GOP do the right thing in the end.

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Response to Luz (Original post)

Fri Jul 24, 2020, 10:25 AM

34. My guess is that it will be extended

But probably at about the $300/week level.

I will say that I was shocked at a CNBC piece talking about the change with "There are ways Americans can make up for the lost income. "

The first thing on their list? Withdraw money from your savings. The second? Spend less.

I'm sure that's incredibly comforting.

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Response to FBaggins (Reply #34)

Fri Jul 24, 2020, 10:27 AM

37. Was "change of residence" on the list?

"Perhaps a cardboard box would be more suitable than a house you can no longer afford?"

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Response to FBaggins (Reply #34)

Fri Jul 24, 2020, 04:12 PM

55. Wow, those bits of advice are incredibly insulting and tone-deaf.

First off, how many people even have savings? What's that statistic, 70% of households can't manage a $400 emergency expense without relying on credit? That being the case, I'd be willing to bet that savings accounts aren't exactly common.

Second off, spend less? Gosh, what an amazing idea! I can't imagine no one thought of it before! Thanks CNBC!

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Response to Luz (Original post)

Fri Jul 24, 2020, 10:26 AM

36. By Republican logic

There's going to be MILLIONS of people applying for jobs this weekend.

edit: and by their logic, if said people don't get hired, "by gosh, they didn't try hard enough!"

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Response to durablend (Reply #36)

Fri Jul 24, 2020, 04:12 PM

56. It's fine, they can pull themselves up by their bootstraps, after all. N/T

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Response to durablend (Reply #36)

Fri Jul 24, 2020, 07:15 PM

68. To a Republican,

a recession is when millions of people suddenly decide to become lazy and irresponsible.

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Response to Luz (Original post)

Fri Jul 24, 2020, 10:30 AM

39. Sending encouragement

This must be an excruciating and terrifying spot to be in. I was in a similar place during the last recession. I'm wondering if you have reached out to any resources like 2-1-1 to see if they have rent stabilization assistance or other help? I'm guessing you've already looked at traditional supplemental sources of assistance like food stamps.

I've heard of friends that have been earning small amounts through odd jobs, temp work, workamping, sharing economy apps, microtask sites, etc. Obviously that won't replace a full income but perhaps it can be enough to stave off eviction. I've done web searches for phrases like "real ways to earn money online" or "how to earn income from home" or "make a living without a job" that return sites that have lists of these potential avenues.

I find myself wishing the fellow progressive community could engage in setting up a broad emergency support system beyond existing food banks, soup kitchens, shelters and other places that are stretched to the breaking point to help any and all in this time of need. Barter networks, backyard camping spots, gleaning programs, short term loan pools, community dinners or gardens and other creatives methods are going to be sorely needed by millions (even if Congress finds a way to boost unemployment). Many of the traditional methods that folks relied on during the last recession, and even unusual ones like Americorps and volunteering in national/state parks in exchange for room and board, are not available during the pandemic. And with the gap in leadership at the national level, states, cities and non-profits are going to need to step in to do some of the heavy lifting.

Does anyone know of places, resources, or groups that have a list of consolidated sources of assistance for folks that are in this position?

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Response to BlueAJ (Reply #39)

Fri Jul 24, 2020, 03:14 PM

50. I like WAHM Work at home moms web site.

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Response to BlueAJ (Reply #39)

Sat Jul 25, 2020, 11:37 AM

90. welcome to DU

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Response to Luz (Original post)

Fri Jul 24, 2020, 10:30 AM

41. A copy of the email I sent to Senators, Congress, WH

I emailed both my senators, my congressman, and the WH, but also sent on behalf of relatives in red states...

TOPIC: $600/wk COVID Unemployment extension

Dear Senator Markey,

Please fight to renew/extend the $600 weekly federal supplement into 2021.

I’m a(n) (insert job title in here), which has been devastated because of the COVID pandemic, and rendered it impossible for me to obtain new employment. You understand economics, so you know the disastrous consequences when responsible voters cannot make payments on housing, credit cards, transportation, insurance, plus spending for necessities such as food, gas, utilities, etc. This will throw the country into a depression that will last long after a COVID vaccine is produced.

Your first responsibility as an elected official is to protect the American people, especially during an emergency health crisis. I will be watching to see how strongly you fight for this extension. Voters care about many things, but their own survival tops that list.

This is a temporary action, but vital to our survival, so I look forward to seeing you work to make this happen.

Thank you,
(Your Name)

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Response to Luz (Original post)

Fri Jul 24, 2020, 10:34 AM

42. It is going to get real ugly quickly.

How many troops did it take to invade Iraq? We are being invaded.

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Response to Luz (Original post)

Fri Jul 24, 2020, 04:34 PM

60. "Hurting the right people", yet, rubes?

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Response to Luz (Original post)


Response to MySideOfTown (Reply #61)

Fri Jul 24, 2020, 06:44 PM

66. Are you sure you want to post your phone number on a public forum?

DU mail might be a better option.

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Response to Totally Tunsie (Reply #66)

Fri Jul 24, 2020, 09:05 PM

71. Thanks

Just tryin to help

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Response to MySideOfTown (Reply #71)

Fri Jul 24, 2020, 09:41 PM

72. So am I - trying to help you.

By posting your number on a public forum, you open yourself up to receive myriads of unwanted calls from wherever, whenever. Do you know how many hundreds of others also need help and would love to respond to an offer such as yours? Are you prepared for that? Do you want to take the risk?

My suggestion:
1) Go into your post and edit to remove your number.
2) Send your offer to help and your phone number to the OP via DU mail. They will still get the info, and you will remain private to the rest of the internet.

Please, at least, give it some thought.

ETA: To use the DU Mail feature, click on "My Inbox" at top right. Enter name for recipient, in this case "Luz", and type/send your message.

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Response to Totally Tunsie (Reply #72)

Fri Jul 24, 2020, 11:30 PM

78. I appreciate your concern.

I deal with spam every hour. I posted this for some one in need.No one has called me. So the offer remains open if you can get to Lakeland. who ever you are.

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Response to MySideOfTown (Reply #78)

Fri Jul 24, 2020, 11:40 PM

79. You sound like a good person.

I wish you well.

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Response to Totally Tunsie (Reply #66)

Sat Jul 25, 2020, 06:51 AM

84. +100000

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Response to Luz (Original post)

Fri Jul 24, 2020, 06:19 PM

62. This is directly Donnie's fault

He got rid of the CDC team. A team that could have been deployed back in Feb/Mar and contained the spread from ever getting to the point it has gotten to now -- out of control.

Donald Trump's pride, arrogance, ineptitude, and stupidity is 100% to blame.

Time to take it to the streets and run his corrupt ass out.

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Response to Blue Owl (Reply #62)

Fri Jul 24, 2020, 10:43 PM

73. He's a psychopath. It's a feature, not a bug. nt

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Response to Luz (Original post)

Fri Jul 24, 2020, 06:41 PM

65. I'm in the same boat

I'm 59. My job hopefully will be coming back but so far no indication of when that might happen.
It sucks.

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Response to Luz (Original post)

Fri Jul 24, 2020, 06:45 PM

67. President Biden, and the Democratic congress, will work very quickly to put

resources where they need to be. Hang on, however you can, until February 2021. And fucking vote, or Joe Biden will not be able to help anyone.

Bye, bye fucking filibuster.

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Response to Luz (Original post)

Fri Jul 24, 2020, 08:47 PM

70. Let's see . . .

. . . Unemployed people from the COVID crisis will have to eat and pay rent on 200 dollars more or less until they can work again.

They will get hungry quickly.

Hunger is a motivation to anger. Violence even.

Federal troops are being sent to major cities.

Am I being paranoid?

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Response to Luz (Original post)

Fri Jul 24, 2020, 10:46 PM

74. You've got a lot of company. This is so devastating to the country. nt

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Response to Luz (Original post)

Fri Jul 24, 2020, 11:12 PM

76. I still think they will do it. The economy will go off a cliff.

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Response to Luz (Original post)

Sat Jul 25, 2020, 04:50 AM

81. I heard alot of companies were complaining over problems finding people because of that $600.

I could not help but not think "Well you motherfuckers maybe that should be a clue that you should stop paying poverty level wages?".

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Response to Luz (Original post)

Sat Jul 25, 2020, 05:45 AM

82. Hang in!

Help is on the way.

November 3rd, 2020

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Response to Luz (Original post)

Sat Jul 25, 2020, 06:01 AM

83. 😰

😭

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