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LakeVermilion

(1,039 posts)
Mon Feb 21, 2022, 12:26 PM Feb 2022

While we are focussed on Trumps and the Ukraine...

the markets are robbing us. The market goes up: I lose a few bucks, the market drops: losses accelerate, market rebounds: I'm left behind.

Luckily, I don't have much in there, but if people are depending on their investments, they are in a bad place.

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While we are focussed on Trumps and the Ukraine... (Original Post) LakeVermilion Feb 2022 OP
Me. I'm depending on the retirement money I invested in the stock market. Walleye Feb 2022 #1
My retirement fund is in the market. onecaliberal Feb 2022 #2
I think we've all decided the correct name is Ukraine, cilla4progress Feb 2022 #3
I don't think I capitalized the "t" in the LakeVermilion Feb 2022 #5
It depends on when you got in Abnredleg Feb 2022 #4
This message was self-deleted by its author Mary in S. Carolina Feb 2022 #6
Actually, since 2011 Pantagruel Feb 2022 #7
This message was self-deleted by its author Mary in S. Carolina Feb 2022 #8
Using the S&P 500 Pantagruel Feb 2022 #9
This message was self-deleted by its author Mary in S. Carolina Feb 2022 #10

Walleye

(31,008 posts)
1. Me. I'm depending on the retirement money I invested in the stock market.
Mon Feb 21, 2022, 12:30 PM
Feb 2022

It’s not like you could put the money in the bank, because it would have been eaten up without any interest

onecaliberal

(32,824 posts)
2. My retirement fund is in the market.
Mon Feb 21, 2022, 12:35 PM
Feb 2022

It’s all rigged AGAINST us. They own the people who could change it so yeah…

Abnredleg

(669 posts)
4. It depends on when you got in
Mon Feb 21, 2022, 12:45 PM
Feb 2022

I’ve been invested on low cost index funds for over 30 years, and while I’ve seen several recessions, overall the market has averaged about 8%. The market is rather frothy at the moment but you have to look at it as being at the end of a long bull market which has to come to an end at some point. The market dropped 50% in 2008 but recovered in five years and gained 200% since then, which means 401ks are at record levels, which in turn was a major factor in the Great Resignation we keep reading about.

If you are a long ways from retirement then you just ride out down markets. If you are close to retirement then you should have shifted a portion of your portfolio in to bonds to buffer loses in the market. I’m 50/50 stocks/bonds.

Response to LakeVermilion (Original post)

 

Pantagruel

(2,580 posts)
7. Actually, since 2011
Mon Feb 21, 2022, 01:24 PM
Feb 2022

the SPY appears to have outgained median U.S. housing prices? I guess it depends on where you own or what stocks you invest in.

Response to Pantagruel (Reply #7)

 

Pantagruel

(2,580 posts)
9. Using the S&P 500
Mon Feb 21, 2022, 01:40 PM
Feb 2022

V. the U.S. median home price, it appears stocks return a bit more. All kinds of caveats but look it up and see for yourself.

Response to Pantagruel (Reply #9)

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