So here we are, still no decent healthcare

[Woodswalker]

My neighbors son wanting to better himself is getting a new job. Started today and of course his employer immediately cancelled his health insurance and his new employer won't put him in the companies coverage for 3 months. So with all these political shit storms raging Americans still have 3rd world country healthcare??
Poor kid is 30 yrs old. Can't afford Cobra at 1600 a month! And he's married with a kid who now has to risk life and limb for 3 months

[LuckyCharms]

1. Did he pay a portion of the premium out of his paycheck

at the old employer? if so, they may either owe him a prorated refund, or they are obligated to keep him on the insurance until the end of the month or the next billing cycle.

[SoonerPride]

2. He may qualify for a subsidy through the ACA.

He can get that insurance and it should be less expensive than COBRA.

Have him complete an online application here:

https://www.healthcare.gov/create-account

ACA coverage is not as comprehensive as Medicare for all, but it is significantly better than where we were prior to its passage.

[Woodswalker]

9. I agree and think it was the greatest achievement of any president

In my lifetime. But it still leaves holes that are too costly for average Americans to afford. Really sucks

[uponit7771]

10. +1,

[uponit7771]

11. +1,

[Claustrum]

3. This is one thing universal healthcare is good for.

It's great for small business owners (one less spending to worry about), older people going back to school full time, people that want to start a new business, or people looking for better jobs. Their healthcare wouldn't go away and it's one less expense they have to worry about when they are "jobless".

[questionseverything]

4. He can do the aca while he is waiting

Pretty sure changing jobs is one of the reasons he can sign up w/o it being an official enrollment period

There will still be a month he isn’t covered because the best that could happen is aca coverage begins first of august? I would call the number on aca website, maybe i am wrong and he has time to get coverage for july

I totally agree it’s bs that we have to navigate this ridiculous, expensive confusing system

[Woodswalker]

8. But if he signs up now he will be billed one month right off the bat

For July's coverage from what I understand. He can't afford that and couldn't stay at his last dead end job with an abusive boss

[Demsrule86]

20. If he does it before the end of June...it should begin in July.

[GoodRaisin]

5. Need to keep campaigning on it. Republicans still want to get rid of the ACA

and they will if they sweep 2024. Every now and then Americans need to be reminded of this.

[IcyPeas]

6. Health Insurance companies are the biggest problem

[Woodswalker]

7. Coverage at his income under the ACA would be 1000 a month for

The most basic plan. He's making about 50k just enough for little or no subsidized healthcare under the ACA.

[SoonerPride]

12. $50k with a taxable household of 3 his subsidy should be sizable

I enroll people in insurance in Oklahoma all the time.

[Woodswalker]

17. Forgot to mention his wife's income

Closer to 90K which gets him nothing in subsidies. Might sound like a lot in other states but we're talking NY

[Demsrule86]

19. At that income no offense but take the Cobra...they should be able to afford it. The wife

can't insurance from her job?

[Demsrule86]

18. No, my husband made more than that...and he had a good plan Caresource Silver something.

He paid just under 600. It was actually cheaper when I was added and we did a family plan...but there are other plans...call the reps and they will help you find the best coverage.

[keithbvadu2]

13. I choose the lower cost, better coverage healthcare that Trump promised.

Republicans talk about 'choice'.

I choose the lower cost, better coverage healthcare that Trump promised.

Bring it on!

[Backseat Driver]

14. Love will find a way forward. Will there be a

cash flow situation for a while until things get settled into comfortable routine? - likely; will there be risk/sacrifice until then - also likely? Been there; done that as the wife - it's not fun, but I have compassion for him and his family. I hope you didn't really mean he was a 30-year-old kid - that's adult territory! Maybe, at least, Medicaid, for the kid?

[Demsrule86]

16. Did we all forget about the ACA...you can use that in this situation.

[Backseat Driver]

21. Well, we had two kids and the penalty that first year for not having was less

expensive than signing up. By the 2nd year of availability, I fired my doctor for lying about accepting the private insurers ACA policy after I got a surprise C-note bill for being out-of-network. TPTB did a good job of wiping us out of employment, home, and health care. It's been fatal financially; one waits perpetually for the other shoe to drop. Few docs in this area took those policies anyway. We went without for more than a couple years until we were eligible for Medicare A/B. We would not have qualified for Medicaid anyway. It's only been a few months that we can finally afford gap policies for G and better matched to our needs D policies - I want no part of Advantage plans! So still awaiting senior quality of life care for coverage for exams/glasses, exams/hearing, and exams/dental care and prescribed medications should we require those; it's not like our lying doctor referred us for renewals of those...It's amazing what a WFPB diet can do!

[Demsrule86]

15. He is eligible for the ACA which my husband was on in a similar situation.

The price wasn't bad either...the coverage was better than what he later got at his job when the three months were over...you have heard of the ACA?