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malaise

(269,193 posts)
Wed Dec 14, 2022, 09:52 AM Dec 2022

Why is DeathSentence pushing this anti-vax madness - here's why

Diversion- talk about anything but the insurance crisis.

https://www.fox35orlando.com/news/floridas-property-insurance-crisis-state-senate-passes-bill-to-overhaul-property-insurance-system

Florida's property insurance crisis: State Senate passes bill to overhaul property insurance system

The Florida Senate on Tuesday approved sweeping legislation that would overhaul the state’s property insurance system, which has struggled due to insolvencies, high costs and major storms.

The bill would create a $1 billion reinsurance fund, reduce litigation costs and compel some customers to leave a state-created insurer. It also would force insurers to respond more promptly to claims and increase state oversight of insurers’ conduct following hurricanes.

The Republican proposal was put forth during the GOP-led Legislature’s second special session this year aimed at stabilizing the state’s property insurance market. The state House is expected to give the measure final passage this week.

26 replies = new reply since forum marked as read
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Why is DeathSentence pushing this anti-vax madness - here's why (Original Post) malaise Dec 2022 OP
Antivax equals homeowners insurance? jimfields33 Dec 2022 #1
I don't either.. Beachnutt Dec 2022 #2
Diversion malaise Dec 2022 #3
He doesn't have to. The state legislature is taking care of it. jimfields33 Dec 2022 #9
The ReTHUG legislature is selling out to the insurance companies n/t malaise Dec 2022 #11
After Andrew my insurance company State farm left the state and I got the insurance company mitch96 Dec 2022 #24
Thanks for this malaise Dec 2022 #26
Do you walk to school or do you carry your lunch? PCIntern Dec 2022 #4
I will guess its another Republican red herring distraction strategy Tetrachloride Dec 2022 #5
Precisely malaise Dec 2022 #6
Actually this is why, he is taking care of his biggest donor Beachnutt Dec 2022 #7
Just saw this after posting below. GreenWave Dec 2022 #23
They're having problems even after mooching billion yearly from Blue States to stay solvent? TheBlackAdder Dec 2022 #8
Part of it is undoubtedly to deflect off his abject failure in dealing with COVID Joe Cool Dec 2022 #10
Agree malaise Dec 2022 #12
Since it's Fox, they didn't mention the actual point - mandatory flood insurance starting in 2024 hatrack Dec 2022 #13
Great link malaise Dec 2022 #14
the average Floridian home insurance policy rate went up to $4,231, nearly 3 times the U.S. average Celerity Dec 2022 #21
I wonder what the "hight above water" limit is? My old home was a wopping 9' above sea level mitch96 Dec 2022 #25
I think it's a great idea. Let's see what those who claim DeSantis is TFG w/o the crazy say now. Raven123 Dec 2022 #15
This legislation is mostly to help insurance companies not homeowners FloridaBlues Dec 2022 #16
Precisely malaise Dec 2022 #17
This message was self-deleted by its author malaise Dec 2022 #18
Emotional Q- nonsense to put a wall around a cold hard fact. haele Dec 2022 #19
Our homeowners insurance is tripling mcar Dec 2022 #20
Doesn't he have a donor who profits off the Covid ill? GreenWave Dec 2022 #22

jimfields33

(15,991 posts)
9. He doesn't have to. The state legislature is taking care of it.
Wed Dec 14, 2022, 10:01 AM
Dec 2022

Every Floridian is well aware of the insurance mess. It’s discussed often.

mitch96

(13,926 posts)
24. After Andrew my insurance company State farm left the state and I got the insurance company
Wed Dec 14, 2022, 06:07 PM
Dec 2022

of last resort. Citizens. Everybody else left South Florida. The prices were a touch less than State farm. I never had a claim with them and increases were minimal. Every year I would get a notice that XYZ private insurance company would like to insure me. Their prices were between $500 to $750 MORE than Citizens.. Ahh no thanks...
Now if the state gets rid of Citizens the prices will go thru the roof with less coverage..
Easy pickings...
m

Joe Cool

(750 posts)
10. Part of it is undoubtedly to deflect off his abject failure in dealing with COVID
Wed Dec 14, 2022, 10:05 AM
Dec 2022

Florida is currently #9 out of 51 (states plus DC) in infection rate and #12 in death rate. He failed Florida when it came to COVID.

hatrack

(59,593 posts)
13. Since it's Fox, they didn't mention the actual point - mandatory flood insurance starting in 2024
Wed Dec 14, 2022, 10:09 AM
Dec 2022

EDIT

A bill passed by the Senate Tuesday will slowly raise the rates of more than 1.1 million policy holders of Citizens Property Insurance Corp., the state-run property insurance carrier of last resort. But a provision in HB 1A requires that most Citizens policy holders must purchase and maintain flood insurance coverage over the coming years that is at least equivalent to the coverage provided by the National Flood Insurance Program (NFIP).

Only 18% of all Florida homeowners carry a flood insurance program, either through the NFIP or a private flood insurer, according to the Insurance Information Institute. The legislation says that Citizens “may deny coverage” to a policyholder or applicant who refuses to purchase and maintain such coverage. The measure does allow existing Citizen customers whose policy doesn’t provide wind coverage to not be required to purchase flood coverage. But that’s fewer than 30,000 customers, according to Citizens spokesman Michael Peltier.

The speed of which a Citizens customer must get that new flood insurance package depends on the value of their home. For customers whose property is valued higher than $600,000, they must get flood insurance by Jan. 1, 2024. For those whose home values are above $500,000 can wait until 2025; those over $400,000 have until 2026, and every other Citizens customer must get flood insurance by January 1, 2027.

The bill would force Citizens’ policyholders to switch to a private insurance carrier if that carrier’s premiums are no more than 20% higher than Citizens’ when renewing.

EDIT

https://floridaphoenix.com/2022/12/14/on-top-of-rising-homeowner-premiums-policyholders-face-a-new-tab-coming-soon-flood-insurance/

Celerity

(43,565 posts)
21. the average Floridian home insurance policy rate went up to $4,231, nearly 3 times the U.S. average
Wed Dec 14, 2022, 11:48 AM
Dec 2022

yikes

mitch96

(13,926 posts)
25. I wonder what the "hight above water" limit is? My old home was a wopping 9' above sea level
Wed Dec 14, 2022, 06:13 PM
Dec 2022

and, at the time the limit was 6' so I had no requirement for Flood Insurance.
BTW I was 6 miles from the ocean but the water intrusion was from the north not the ocean!
Where I'm at now in Florida I'm 62' above sea level.. Yes I get nose bleeds..
m

FloridaBlues

(4,008 posts)
16. This legislation is mostly to help insurance companies not homeowners
Wed Dec 14, 2022, 11:08 AM
Dec 2022

This will do very little to get money due to our damages or lowers premiums

Response to FloridaBlues (Reply #16)

haele

(12,682 posts)
19. Emotional Q- nonsense to put a wall around a cold hard fact.
Wed Dec 14, 2022, 11:23 AM
Dec 2022

He knows most of his Florida base and any other media-fed over-churched sheep in his state will more readily pay attention tor the Q and Anti-Vax nonsense or the slow fuse of the insurance rate crisis.
Discomfort avoiders will more than often focus on the risks that don't actually exist as a measure of 'control' than risk becoming uncomfortable dealing with actual risks they can't avoid, especially when there's little they can do to mitigate those risks other than hard work or hard decisions.
They can't as afford to deal with the insurance rate issue. So they wrap themselves up in easy to deal with Q-nonsense like Linus with his Security Blanket.

Haele

mcar

(42,382 posts)
20. Our homeowners insurance is tripling
Wed Dec 14, 2022, 11:39 AM
Dec 2022

despite us having a new roof put on this year. At least we can get insurance.

Florida's Republican legislature will pass a big giveaway to insurance companies - something that will cost us taxpayers millions but will not reduce our premiums by a dime.

This is what the idiots in my state voted for.

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